4033 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 4033 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,012 sqft · built 2019
Lot Size	0.06 acres (2,625 sqft)
Owner	2 Individual Names on File
Last Sale	$83,900 (Sep 1999)
Tax Bill	$6,197 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-055493`

Property Details

APN / Parcel Number

Primary APN	`03-055493`
Alternative APNs	`3055493` `055493`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,012 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,625 sqft (0.06 acres)
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	055493
Street Address	4033 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LT 13 BLK 9 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BCH
Legal Block	9
Legal Lot Number	13
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1030
Census Tract	860404

Owner

4033 7th St is owned and occupied by two individuals who bought it in September 1999.

Source: Calvert County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4033 7TH ST, NORTH BEACH, MD 20714-5029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Feb 28, 2019	Deed of Trust, Mortgage · Construction Mortgage PRESIDENTIAL BANK FSB
Feb 14, 2020	Loan Modification, Mortgage PRESIDENTIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 1999 · Amount on File
Deed Sale	Sep 28, 1999 · Amount on File
Prior Sale	May 4, 1995 · Amount on File
Deed Document Number	1999826
Deed Book / Page	1212 / 291
Transfer Doc	0015110704
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4033 7TH ST, NORTH BEACH, MD 20714-5029
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068230279
Date	Dec 2, 2025
Book Page	6823/279

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4033 7TH ST, NORTH BEACH, MD 20714-5029
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053230376
Date	Feb 28, 2019
Book Page	5323/376

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	4033 7TH ST, NORTH BEACH, MD 20714-5029
Document Number	0055660107
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 7TH ST NORTH BEACH MD 207145029, NORTH BEACH, MD 20714-5029

Mortgage

Document Number	0055660107
Date	Apr 14, 2020
Book Page	005566/000107

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4033 7th St was $6,197.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,733 (+1.73%)	$463,000 (+5.2%) Land $82,400 Building $380,600
2025	$6,197.00	$440,100 Land $82,400 Building $357,700	$440,100 Land $82,400 Building $357,700
2023	$5,017.00	$398,367	$440,100 Land $82,400 Building $357,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4033 7th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4033 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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