4038 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 4038 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 609 sqft · built 1910
Lot Size	0.039 acres (1,700 sqft)
Owner	Company Name on File
Last Sale	$86,900 (Jun 2000)
Tax Bill	$2,571 (2025)
Deeds & Mortgages	Dec 2022 Transfer May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-055809`

Property Details

APN / Parcel Number

Primary APN	`03-055809`
Alternative APNs	`3055809` `055809`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	609 sqft Total Area
Attic	Attic
Attic Area	84 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,700 sqft (0.039 acres)
Lot Dimensions	50 ft deep x 34 ft wide
Porch	Slab
Porch Area	160 sqft
Deck Area	147 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	055809
Street Address	4038 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT W 34' OF 1 BLK 8 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BCH
Legal Block	8
Legal Lot Number	W1
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1029
Census Tract	860404

Owner

4038 7th St is owned by a company that bought it in June 2000.

Source: Calvert County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	1300 SPRING ST, 300, SILVER SPRING, MD 20910-3655
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Intrafamily Transfer, Transfer
May 7, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF THE CHESAPEAKE
Feb 21, 2017	Loan Modification, Mortgage COMMUNITY BK/CHESAPEAKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2000 · Amount on File
Deed Sale	Jun 8, 2000 · Amount on File
Prior Sale	Nov 12, 1996 · Amount on File
Deed Document Number	20003192
Deed Book / Page	1275 / 134
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Dec 16, 2022
Property Address	4038 7TH ST, NORTH BEACH, MD 20714-4016
Document Number	0063820316
Book / Page	6382 / 316
Map Reference	LB GWD 8 FO 305
Instrument Date	Nov 30, 2022
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 SPRING ST STE 300, 300, SILVER SPRING, MD 20910-3655

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4038 7TH ST, NORTH BEACH, MD 20714-4016
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MARYLAND TRUST T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053560142
Date	May 7, 2019
Book Page	5356/142

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	4038 7TH ST, NORTH BEACH, MD 20714-4016
Document Number	0049580365
Book / Page	004958 / 000365
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3503 CHANEYVILLE RD OWINGS MD 207369132, OWINGS, MD 20736-9132

Mortgage

Document Number	0049580365
Date	Mar 16, 2017
Book Page	004958/000365

Lender

Name	COMMUNITY BK/CHESAPEAKE
Type	Bank
Address	OWINGS, MD 20736

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4038 7th St was $2,571.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,300	$150,500 Land $80,600 Building $69,900
2025	$2,571.00
2023	$1,735.00	$137,833	$148,700 Land $80,600 Building $68,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4038 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4038 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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