4023 Ormond Rd, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 4023 Ormond Rd, Saint Matthews, KY 40207

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,050 sqft · built 1952
Lot Size	0.41 acres (17,903 sqft)
Owner	2 Owner Names on Record
Tax Bill	$5,614 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21031200100014`

Property Details

APN / Parcel Number

Primary APN	`21031200100014`
Alternative APNs	`031200100014` `00034765`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,050 sqft Finished Area
Basement Area	1,077 sqft
Finished Basement	330 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,903 sqft (0.41 acres)
Lot Dimensions	155 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00034765
Street Address	4023 ORMOND RD
City	SAINT MATTHEWS
State	KY
Zip	40207-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	LOT 14 & PT LOTS 13 & 15 BONNIEWOOD PB. 7 PG. 108, 0.411 AC+/-, 117 X 155 PARCEL MERGER PROJECT : 031200340000, 0312003
Legal Subdivision	BONNIEWOOD
Legal Lot Number	13-15
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	2
Census Block	2011
Census Tract	10001

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4023 ORMOND RD, LOUISVILLE, KY 40207-2035
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Sep 21, 2020	Deed of Trust, Mortgage PNC BK
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU
May 25, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 16, 2011
Transfer Doc	0097330847
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4023 ORMOND RD, SAINT MATTHEWS, KY 40207-2035
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149878
Date	Dec 1, 2025
Book Page	M 19570/25
Instrument	2025149878

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4023 ORMOND RD, SAINT MATTHEWS, KY 40207-2035
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217564
Date	Nov 3, 2023
Book Page	M 18687/236
Instrument	2023217564

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4023 ORMOND RD, SAINT MATTHEWS, KY 40207-2035
Document Number	0168970882
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4023 ORMOND RD LOUISVILLE KY 402072035, LOUISVILLE, KY 40207-2035

Mortgage

Document Number	0168970882
Date	Oct 26, 2020
Book Page	016897/000882
Instrument	227246

Lender

Name	PNC BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4023 ORMOND RD, SAINT MATTHEWS, KY 40207-2035
Document Number	0158790871
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4023 ORMOND RD LOUISVILLE KY 402072035, LOUISVILLE, KY 40207-2035

Mortgage

Document Number	0158790871
Date	Mar 15, 2019
Book Page	015879/000871
Instrument	56548

Lender

Name	COMMONWEALTH CU
Type	Credit Union
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4023 ORMOND RD, SAINT MATTHEWS, KY 40207-2035
Document Number	0150920410
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4023 ORMOND RD LOUISVILLE KY 402072035, LOUISVILLE, KY 40207-2035

Mortgage

Document Number	0150920410
Date	Jun 12, 2017
Book Page	015092/000410
Instrument	133214

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 11, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	St. Matthews City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,614.00 (+29.74%)	$498,630 (+32.29%) Land $111,000 Building $387,630
2024			$498,630 (+32.29%) Land $111,000 Building $387,630
2023	$4,327.00 (-0.35%)	$376,930 (-) Land $88,280 Building $288,650	$376,930 (-) Land $88,280 Building $288,650
2022	$4,342.00	$376,930 Land $88,280 Building $288,650	$376,930 Land $88,280 Building $288,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1989–2025)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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