404 Willow Bend Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 404 Willow Bend Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,977 sqft · built 2018
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Aug 2017)
Tax Bill	$15,187 (2025)
Deeds & Mortgages	Apr 2021 Transfer Jan 2018 Line of Credit + 7 more
APN	`03-02-0-202-004`

Property Details

APN / Parcel Number

Primary APN	`03-02-0-202-004`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,977 sqft Living Area
Basement Area	2,977 sqft
Unfinished Basement	2,977 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Porch	Porch
Porch Area	594 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	404 WILLOW BEND LN
City	O FALLON
State	IL
Zip	62269-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINAL PLAT MANORS AT CRESTWOOD FOREST PH 1 LOT 8 A02695189
Legal Subdivision	FINAL PLAT MANORS AT CRESTWOOD FOREST
Legal Phase	1
Legal Block	202
Legal Lot Number	8
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3004
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 WILLOW BEND LN, O FALLON, IL 62269-6219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Intrafamily Transfer, Transfer ATTORNEY
Jan 8, 2018	Trustee's Deed, Construction Loan · Line of Credit FCB BK
Aug 14, 2017	Grant Deed, Subdivision Related Transfer PROFESSIONAL TITLE
May 2, 2017	Loan Modification, Mortgage FIRST CNTY BK
Apr 26, 2017	Loan Modification, Mortgage FIRST CNTY BK
Apr 18, 2017	Loan Modification, Mortgage FIRST CNTY BK
Apr 18, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST CNTY BK
Apr 18, 2017	Loan Modification, Mortgage FIRST CNTY BK
Apr 15, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	20172547705
Last Transfer Date	Mar 12, 2021
Transfer Doc	00A2695189
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Apr 9, 2021
Property Address	404 WILLOW BEND LN, O FALLON, IL 62269-6219
Document Number	A02695189
Map Reference	MB 107 PG 32
Instrument Date	Mar 12, 2021
Instrument	A02695189
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	404 WILLOW BEND LN, O FALLON, IL 62269-6219

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 8, 2018
Property Address	404 WILLOW BEND LN, O FALLON, IL 62269-6219
Instrument Date	Dec 22, 2017
Instrument	2563941
Transaction Type	Construction Loan
Record Updated	Jan 19, 2018
Title Company	PROFESSIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4805 ANNANDALE CT COLUMBIA MO 652038557, COLUMBIA, MO 65203-8557

Mortgage

Document Number	00A2563941
Date	Jan 8, 2018
Instrument	2563941

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 7, 2023

Interest

Rate Type	Adjustable Rate
Rate	3.85%

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 14, 2017
Property Address	404 WILLOW BEND LN, O FALLON, IL 62269-6219
Document Number	00A2547705
Instrument Date	Aug 11, 2017
Instrument	2547705
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2017
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4805 ANNANDALE CT COLUMBIA MO 652038557, COLUMBIA, MO 65203-8557

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	404 WILLOW BEND LN, O FALLON, IL 62269-6219
Document Number	00A2537847
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2537847
Date	May 25, 2017
Instrument	2537847

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 24, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	404 WILLOW BEND LN, O FALLON, IL 62269-6219
Document Number	00A2537990
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2537990
Date	May 26, 2017
Instrument	2537990

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 25, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	404 WILLOW BEND LN, O FALLON, IL 62269-6219
Document Number	00A2537842
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2537842
Date	May 25, 2017
Instrument	2537842

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 24, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	404 WILLOW BEND LN, O FALLON, IL 62269-6219
Document Number	00A2537837
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2537837
Date	May 25, 2017
Instrument	2537837

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 24, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	404 WILLOW BEND LN, O FALLON, IL 62269-6219
Document Number	00A2537841
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2537841
Date	May 25, 2017
Instrument	2537841

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 24, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	404 WILLOW BEND LN, O FALLON, IL 62269-6219
Document Number	00A2537987
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2001 FAIRVIEW HEIGHTS IL 622080201, FAIRVIEW HEIGHTS, IL 62208-0201

Mortgage

Document Number	00A2537987
Date	May 26, 2017
Instrument	2537987

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 25, 2018

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,187.00 (+9.7%) Homeowner's exemption Senior Citizen's exemption	$234,838 (+10.11%) Land $44,543 Building $190,295	$704,514 (+10.11%) Land $133,629 Building $570,885
2024	$13,844.00	$213,276 (+19.84%) Land $40,453 Building $172,823	$639,828 (+19.84%) Land $121,359 Building $518,469
2022		$177,969 Land $35,081 Building $142,888	$533,907 Land $105,243 Building $428,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINSVILLE serves 30,616 people · EPA ID IL1194280
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	IL AMERICAN-EAST ST LOUIS
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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