400 Willow Bend Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 400 Willow Bend Ln, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 880 sqft · built 2008
Lot Size1.11 acres (48,352 sqft)
OwnerIndividual Name on Record
Last Sale$880,000 (Jul 2026)
Tax Bill$20,109 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
APN03-02-0-202-005

Property Details

APN / Parcel Number

Primary APN03-02-0-202-005

Interior

Full Baths4 Baths
Stories2 Stories
Building Area880 sqft Living Area
Basement Area2,524 sqft
Unfinished Basement2,724 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area48,352 sqft (1.11 acres)
Garage TypeMixed
Garage Area900 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area400 sqft
Deck Area320 sqft
Patio Area320 sqft
Canopy442 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address400 WILLOW BEND LN
CityO FALLON
StateIL
Zip62269-6219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 A02090608
Legal SubdivisionMANORS CRESTWOOD FOREST PH 01
Legal Block202
Legal Lot Number7
JurisdictionST CLAIR IL
Township / Civil DivisionCASEYVILLE
Census Block Group3
Census Block3004
Census Tract503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address400 WILLOW BEND LN, O FALLON, IL 62269-6219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2026 · Amount on Record
Deed SaleJul 13, 2026 · Amount on Record
Prior SaleFeb 19, 2008 · Amount on Record
Deed Document Number20262889149
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 13, 2026
Property Address400 WILLOW BEND LN, O FALLON, IL 62269-6219
Document Number0002889149
Instrument DateJun 25, 2026
Instrument20262889149
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$133,320.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 WILLOW BEND LN, O FALLON, IL 62269-6219

Mortgage

DateJul 13, 2026
Lender
NameAMERICAN FINANCIAL NETWORK INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate8.25%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionCaseyville Township
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,109.00 (+9.57%) Homeowner's exemption Senior Citizen's exemption$307,382 (+10.11%) Land $47,395 Building $259,987$922,146 (+10.11%) Land $142,185 Building $779,961
2024$18,353.00$279,159 (+39.95%) Land $43,043 Building $236,116$837,477 (+39.95%) Land $129,129 Building $708,348
2022$199,465 Land $37,326 Building $162,139$598,395 Land $111,978 Building $486,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLINSVILLE
serves 30,616 people · EPA ID IL1194280
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereIL AMERICAN-EAST ST LOUIS
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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