516 Willow Bend Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 516 Willow Bend Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,080 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Nov 2015)
Tax Bill	$19,865 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Mortgage
APN	`03-02-0-201-015`

Property Details

APN / Parcel Number

Primary APN	`03-02-0-201-015`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,080 sqft Living Area
Basement Area	3,080 sqft
Unfinished Basement	3,080 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	288 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	516 WILLOW BEND LN
City	O FALLON
State	IL
Zip	62269-6216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 A02474501
Legal Subdivision	MANORS CRESTWOOD FOREST PH 02
Legal Block	201
Legal Lot Number	19
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3005
Census Tract	503404

Owner

516 Willow Bend Ln is owned and occupied by two individuals who bought it in November 2015.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	516 WILLOW BEND LN, O FALLON, IL 62269-6216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2015 · Amount on File
Deed Sale	Nov 2, 2015 · Amount on File
Prior Sale	Jun 13, 2012 · Amount on File
Deed Document Number	20152474501
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	May 12, 2026
Property Address	516 WILLOW BEND LN, O FALLON, IL 62269-6216
Document Number	0002883135
Instrument Date	May 5, 2026
Instrument	20262883135
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 WILLOW BEND LN, O FALLON, IL 62269-6216

Mortgage

Document Number	0002883135,
Date	May 12, 2026
Instrument	20262883135

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	516 WILLOW BEND LN, O FALLON, IL 62269-6216
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02705318
Date	Jun 24, 2021
Instrument	A02705318

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 516 Willow Bend Ln was $19,865, up 9.2% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,865.00 (+9.15%)	$292,782 (+10.11%) Land $47,200 Building $245,582	$878,346 (+10.11%) Land $141,600 Building $736,746
2024	$18,199.00	$265,899 Land $42,866 Building $223,033	$797,697 Land $128,598 Building $669,099
2022		$203,289 Land $37,173 Building $166,116	$609,867 Land $111,519 Building $498,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 516 Willow Bend Ln; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Willow Bend Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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