404 W Main St, Fredericktown, MO 63645 Property Records

Madison County property record for 404 W Main St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,344 sqft · built 1930
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Tax Bill	$626 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-3.2-08-003-001-009.000`

Property Details

APN / Parcel Number

Primary APN	`07-3.2-08-003-001-009.000`
Alternative APN	`3525`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	54,886 sqft (1.26 acres)
Utility Building	340 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	404 W MAIN ST
City	FREDERICKTOWN
State	MO
Zip	63645-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM NE OF HAZEL AND MAIN
Legal Range	07
Legal Township	33
Legal Section	08
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2036
Census Tract	960201

Owner

Source: Madison County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 W MAIN ST, FREDERICKTOWN, MO 63645-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
May 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021
Deed Sale	May 18, 2021
Deed Document Number	2021906
Deed Book / Page	529 / 301
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Recording Date	Aug 26, 2026
Property Address	404 W MAIN ST, FREDERICKTOWN, MO 63645-1132
Document Number	0000001388
Book / Page	591 / 6
Instrument Date	Aug 21, 2026
Instrument	20261388
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W MAIN ST, FREDERICKTOWN, MO 63645-1132

Mortgage

Document Number	0000001388,
Date	Aug 26, 2026
Book Page	591/6
Instrument	20261388

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	May 18, 2021
Property Address	404 W MAIN ST, FREDERICKTOWN, MO 63645-1132
Document Number	000529/301
Book / Page	529 / 301
Instrument Date	May 7, 2021
Instrument	2021000906
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W MAIN ST, FREDERICKTOWN, MO 63645-1132

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$626.00 (-0.16%)	$9,980 (-)	$52,530 (-) Land $13,920 Building $38,610
2023	$627.00	$9,980	$52,530 Land $13,920 Building $38,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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