305 W Main St, Fredericktown, MO 63645 Property Records

Madison County property record for 305 W Main St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	5 bd · 1,988 sqft · built 1840
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$856 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-3.2-08-003-009-002.000`

Property Details

APN / Parcel Number

Primary APN	`07-3.2-08-003-009-002.000`
Alternative APN	`3638`

Interior

Bedrooms	5 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	155 ft deep x 75 ft wide
Garage Area	351 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	305 W MAIN ST
City	FREDERICKTOWN
State	MO
Zip	63645-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L3 & PT L4 BLOCK 2 ROZIER'S ADDN SW SQUARE
Legal Subdivision	BLOCK 2 ROZIER'S ADDN
Legal Block	2
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1003
Census Tract	960202

Owner

Source: Madison County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 W MAIN ST, FREDERICKTOWN, MO 63645-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit NEW ERA BANK
Dec 3, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW ERA BANK
Jun 27, 2014	Warranty Deed, Transfer CHARLES R PHILLIPS ETUX
Jan 26, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024
Deed Sale	Dec 3, 2024
Prior Sale	Jan 26, 2006
Deed Document Number	0000570876
Deed Book / Page	456 / 0545
Prior Transfer Date	Jun 27, 2014
Prior Transfer Doc	456-0545
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Recording Date	Sep 1, 2026
Property Address	305 W MAIN ST, FREDERICKTOWN, MO 63645-1129
Document Number	0000001434
Book / Page	591 / 241
Instrument Date	Aug 26, 2026
Instrument	20261434
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W MAIN ST, FREDERICKTOWN, MO 63645-1129

Mortgage

Document Number	0000001434,
Date	Sep 1, 2026
Book Page	591/241
Instrument	20261434

Lender

Name	NEW ERA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Dec 3, 2024
Property Address	305 W MAIN ST, FREDERICKTOWN, MO 63645-1129
Document Number	000570/876
Book / Page	570 / 876
Instrument Date	Dec 2, 2024
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W MAIN ST, FREDERICKTOWN, MO 63645-1129

Mortgage

Document Number	000570/878
Date	Dec 3, 2024
Book Page	570/878

Lender

Name	NEW ERA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jun 27, 2014
Property Address	305 W MAIN ST, FREDERICKTOWN, MO 63645-1129
Document Number	00456/0545
Book / Page	456 / 0545
Map Reference	MB1 PG5
Instrument Date	Jun 25, 2014
Instrument	456-0545
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W MAIN ST, FREDERICKTOWN, MO 63645-1129

Mortgage

Document Number	0004560547
Date	Jun 27, 2014
Instrument	456-0547

Lender

Name	CHARLES R PHILLIPS ETUX
Type	Private Party

Agreement

Amount	Amount Recorded

January 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jan 26, 2006
Property Address	305 W MAIN ST, FREDERICKTOWN, MO 63645-1129
Document Number	00362/0505
Book / Page	362 / 0505
Map Reference	MB1 PG5
Instrument Date	Jan 26, 2006
Instrument	0215
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W MAIN ST, FREDERICKTOWN, MO 63645-1129
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$856.00 (-0.12%)	$13,630 (-)	$71,740 (-) Land $8,190 Building $63,550
2023	$857.00	$13,630	$71,740 Land $8,190 Building $63,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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