404 W Lowndes Dr, Columbus, MS 39701 Property Records

Lowndes County property record for 404 W Lowndes Dr, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,426 sqft · built 1975
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Jan 1996)
Tax Bill	$1,393 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12E000004300`

Property Details

APN / Parcel Number

Primary APN	`12E000004300`
Alternative APNs	`001359` `1359`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	2,426 sqft Adjusted Area
1st Floor Area	1,485 sqft
2nd Floor Area	422 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	001359
Street Address	404 W LOWNDES DR
City	COLUMBUS
State	MS
Zip	39701-8596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E2 NE4 404 WEST LOWNDES RD
Legal Range	17E
Legal Township	19N
Legal Section	34
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	2
Census Block	2034
Census Tract	1000

Owner

404 W Lowndes Dr is owned and occupied by two individuals who bought it in January 1996.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	404 W LOWNDES DR, COLUMBUS, MS 39701-8596
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 1996 · Amount on File
Deed Sale	Jan 16, 1996 · Amount on File
Deed Document Number	0001050740
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	404 W LOWNDES DR, COLUMBUS, MS 39701-8596
Document Number	0020182967
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W LOWNDES DR COLUMBUS MS 397018596, COLUMBUS, MS 39701-8596

Mortgage

Document Number	0020182967
Date	Oct 30, 2018
Book Page	002018/022967

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	732 Months
Due	Oct 29, 2079

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 404 W Lowndes Dr was $1,393 with a homeowner's exemption, up 1% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,393.00 (+1.02%) Homeowner's exemption	$17,612	$166,040 Land $43,750 Building $122,290
2024	$1,379.00 (+12.48%)
2023	$1,226.00 Homeowner's exemption	$16,072	$151,260 Land $43,750 Building $107,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 W Lowndes Dr in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	36 (1983–2020)
Claims Outside the SFHA	4 of 36
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 3 claims Severe Storms, Tornadoes & Flooding, May 1991 · 18 claims Severe Storms & Flooding, Feb 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 W Lowndes Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20