246 W Lowndes Dr, Columbus, MS 39701 Property Records

Lowndes County property record for 246 W Lowndes Dr, Columbus, MS 39701

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,468 sqft · built 1978
Lot Size9.6 acres (418,176 sqft)
OwnerIndividual Name on File
Tax Bill$2,131 (2025)
Deeds & MortgagesAug 2021 Refinance
Jul 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12E000003900

Property Details

APN / Parcel Number

Primary APN12E000003900
Alternative APNs
  • 001355
  • 1355

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area3,468 sqft Adjusted Area
1st Floor Area3,004 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area418,176 sqft (9.6 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address246 W LOWNDES DR
CityCOLUMBUS
StateMS
Zip39701-8615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE4/NE4 246 WEST LOWNDES DR
Legal Range17E
Legal Township19N
Legal Section34
JurisdictionLOWNDES MS
Township / Civil Division5
Census Block Group2
Census Block2034
Census Tract1000

Owner

246 W Lowndes Dr is owned and occupied by an individual who acquired it in October 2021.

Source: Lowndes County records, as of December 16, 2025

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 7524, COLUMBUS, MS 39705-0003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LISTERHILL CU
Jul 13, 2018Deed of Trust, Mortgage
TRUSTMARK NAT'L BK
Jan 11, 2018Quit Claim Deed, Transfer
Quitclaim
Jan 11, 2018Quit Claim Deed, Transfer
Quitclaim
Jan 11, 2018Warranty Deed, Construction Loan · Construction Mortgage
BANK OF VERNON

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 26, 2021
Transfer Doc2021009576
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address246 W LOWNDES DR, COLUMBUS, MS 39701-8615
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202125050
DateAug 9, 2021
Book Page2021/25050
Lender
NameLISTERHILL CU
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term109 Months
DueSep 1, 2030

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address246 W LOWNDES DR, COLUMBUS, MS 39701-8615
Document Number0020184964
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedAug 1, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
AddressPO BOX 7524 COLUMBUS MS 397050003, COLUMBUS, MS 39705-0003

Mortgage

Document Number0020184964
DateJul 18, 2018
Book Page002018/014964
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressJACKSON, MS 39225
Agreement
AmountAmount on Record
Term180 Months
DueJul 17, 2033

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWNDES MS
Recording DateJan 11, 2018
Property Address246 W LOWNDES DR, COLUMBUS, MS 39701-8615
Document Number0020180189
Book / Page002018 / 000189
Instrument DateNov 27, 2017
Transaction TypeTransfer
Record UpdatedJan 16, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3135 AIDAN LN MOUNT JULIET TN 371228565, MOUNT JULIET, TN 37122-8565

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWNDES MS
Recording DateJan 11, 2018
Property Address246 W LOWNDES DR, COLUMBUS, MS 39701-8615
Document Number0020180194
Book / Page002018 / 000194
Instrument DateNov 27, 2017
Transaction TypeTransfer
Record UpdatedJan 16, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3135 AIDAN LN MOUNT JULIET TN 371228565, MOUNT JULIET, TN 37122-8565

January 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateJan 11, 2018
Property Address246 W LOWNDES DR, COLUMBUS, MS 39701-8615
Document Number0020180202
Book / Page002018 / 000202
Instrument DateNov 27, 2017
Transaction TypeConstruction Loan
Record UpdatedJan 17, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7524 COLUMBUS MS 397050003, COLUMBUS, MS 39705-0003

Mortgage

Document Number20180811
DateJan 11, 2018
Book Page002018/000811
Lender
NameBANK OF VERNON
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 10, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 246 W Lowndes Dr was $2,131 with a homeowner's exemption, up 0.9% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,131.00 (+0.95%) Homeowner's exemption$25,277$252,350 Land $9,590 Building $242,760
2024$2,111.00 (+39.43%)
2023$1,514.00 Homeowner's exemption$19,095$190,520 Land $9,590 Building $180,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 W Lowndes Dr in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims36 (1983–2020)
Claims Outside the SFHA4 of 36
Most Recent ClaimFeb 2020 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 3 claims
  • Severe Storms, Tornadoes & Flooding, May 1991 · 18 claims
  • Severe Storms & Flooding, Feb 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 W Lowndes Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRAIRIE LAND WATER ASSOCIATION, INC
public/private · serves 2,500 people · EPA ID MS0440096
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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