404 W Cedar St, Sutton, NE 68979 Property Records

Clay County property record for 404 W Cedar St, Sutton, NE 68979 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1985
Square Footage	1,428 sqft Living Area
Lot Size	23,688 sqft (0.544 acres)
Occupancy	Owner Occupied
Last Sale	$118,000 (2017)
Tax Bill	$2,826.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77020-006-8457`
Alternative APN	`000845700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,428 sqft Living Area
1st Floor	884 sqft 1st Floor
Basement Area	663 sqft Basement
Finished Basement	553 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	23,688 sqft (0.544 acres)
Depth X Width	184 ft x 120 ft Depth x Width
Driveway	Driveway
Driveway Area	1,200 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	96 sqft Shed
Deck Area	170 sqft Deck
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	404 W CEDAR ST
City	SUTTON
State	NE
Zip	68979-2006
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W12' OF N134' OF LOT 2 & N184' OF LOTS 3& 4 BLK 6 CLARKS 1ST ADD SUTTON CITY
Legal Subdivision	CLARKS 1ST ADD
Legal Block	6
Legal Lot Number	2,3,4
Jurisdiction	CLAY NE
Minor Civil Division	SUTTON
Census Blockgroup	3
Census Block	3037
Census Tract	962100

Owner

Source: Clay County records · APN 3757-00-0-77020-006-8457

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 W CEDAR ST, SUTTON, NE 68979-2006
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Deed Doc Number	2017576
Deed Book / Page	131 / 81
Record Refreshed	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jun 12, 2017
Property Address	404 W CEDAR ST, SUTTON, NE 68979-2006
Document Number	000131/081
Book / Page	131 / 081
Instrument Date	Jun 02, 2017
Instrument	2017-00576
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	PRAIRIE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$265.50
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Mortgage

Document Number	000249/187
Date	Jun 12, 2017
Book Page	249/187
Instrument	2017-00577

Lender

Name	HERITAGE BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,440 (+11.26%) Land $18,215 Building $198,225	$216,440 (+11.26%) Land $18,215 Building $198,225
2025	$2,826.00 (-10.48%)	$194,540 (+15.14%) Land $9,105 Building $185,435	$194,540 (+15.14%) Land $9,105 Building $185,435
2023	$3,157.00	$168,965 Land $9,105 Building $159,860	$168,965 Land $9,105 Building $159,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (31035C), updated July 4, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.