403 W Cedar St, Sutton, NE 68979 Property Records

Clay County property record for 403 W Cedar St, Sutton, NE 68979 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1955
Square Footage	1,530 sqft Living Area
Lot Size	15,000 sqft (0.344 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2021)
Tax Bill	$2,482.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77085-003-8469`
Alternative APN	`000846900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,530 sqft Living Area
1st Floor	1,530 sqft 1st Floor
Basement Area	1,530 sqft Basement
Finished Basement	765 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bi-Level Style
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Material	Composition Shingle Roof
Lot Area	15,000 sqft (0.344 acres)
Depth X Width	125 ft x 120 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	360 sqft Garage
Porch Area	624 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	403 W CEDAR ST
City	SUTTON
State	NE
Zip	68979-2007
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 6 & 7 BLK 3 CLARKS SUB DIV SUTTON CITY
Legal Subdivision	CLARKS SUB DIV
Legal Block	3
Legal Lot Number	6,7
Jurisdiction	CLAY NE
Minor Civil Division	SUTTON
Census Blockgroup	3
Census Block	3036
Census Tract	962100

Owner

Source: Clay County records · APN 3757-00-0-77085-003-8469

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 W CEDAR ST, SUTTON, NE 68979-2007
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Deed Doc Number	2021749
Deed Book / Page	134 / 196
Record Refreshed	Sep 20, 2026

May 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CLAY NE
Recording Date	May 26, 2021
Property Address	403 W CEDAR ST, SUTTON, NE 68979-2007
Document Number	000134/196
Book / Page	134 / 196
Instrument Date	May 06, 2021
Instrument	2021-00749
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100750
Date	May 26, 2021
Instrument	2021-00750

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,660 (+10.44%) Land $13,000 Building $175,660	$188,660 (+10.44%) Land $13,000 Building $175,660
2025	$2,482.00 (-10.33%)	$170,825 (+15.3%) Land $6,500 Building $164,325	$170,825 (+15.3%) Land $6,500 Building $164,325
2023	$2,768.00	$148,160 Land $6,500 Building $141,660	$148,160 Land $6,500 Building $141,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (31035C), updated July 4, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.