309 W Cedar St, Sutton, NE 68979 Property Records

Clay County property record for 309 W Cedar St, Sutton, NE 68979 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,166 sqft · built 1915
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2021)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77020-004-8445`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77020-004-8445`
Alternative APN	`000844500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
1st Floor Area	1,146 sqft
Basement Area	896 sqft
Finished Basement	89 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	66 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	504 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 W CEDAR ST
City	SUTTON
State	NE
Zip	68979-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 4 CLARKS 1ST ADD SUTTON CITY
Legal Subdivision	CLARKS 1ST ADD
Legal Block	4
Legal Lot Number	6
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3035
Census Tract	962100

Owner

Source: Clay County records · APN 3757-00-0-77020-004-8445

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 388, SUTTON, NE 68979-0388
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 17, 2021	Warranty Deed, Transfer NOT AVAILABLE, ADAMS LAND TITLE COMPANY
Jul 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	20211198
Deed Book / Page	134 / 313
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	309 W CEDAR ST, SUTTON, NE 68979-2005
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000263/157
Date	Apr 05, 2021
Book Page	263/157
Instrument	2021-00393

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Aug 17, 2021
Property Address	309 W CEDAR ST, SUTTON, NE 68979-2005
Document Number	000134/313
Book / Page	134 / 313
Instrument Date	Aug 16, 2021
Instrument	2021-01198
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jul 10, 2019
Property Address	309 W CEDAR ST, SUTTON, NE 68979-2005
Document Number	000132/338
Book / Page	132 / 338
Instrument Date	Jul 09, 2019
Instrument	2019-00752
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Tax	$337.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,780 (+8.95%) Land $8,710 Building $206,070	$214,780 (+8.95%) Land $8,710 Building $206,070
2025	$2,864.00 (-10.13%)	$197,130 (+15.59%) Land $4,355 Building $192,775	$197,130 (+15.59%) Land $4,355 Building $192,775
2023	$3,187.00	$170,540 Land $4,355 Building $166,185	$170,540 Land $4,355 Building $166,185

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (31035C), updated July 4, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310359621003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Glenwood Telephone Membership	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Zito West Holding	Cable	100 / 25

May also be available at this address: AMG Technology Investment Group, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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