404 W 3rd St, Peculiar, MO 64078 Property Records

Cass County property record for 404 W 3rd St, Peculiar, MO 64078

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,288 sqft · built 1955
Lot Size	0.396 acres (17,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-16-100-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`07-05-16-100-000-006.000`
Alternative APN	`2814000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,288 sqft
Basement Area	792 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	150 ft deep x 115 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	16 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2814000
Street Address	404 W 3RD ST
City	PECULIAR
State	MO
Zip	64078-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEEKS SUB LOTS 5 & 6
Legal Range	32
Legal Township	45
Legal Section	16
Legal Subdivision	PEEKS SUB
Legal Lot Number	5,6
Jurisdiction	CASS MO
Township / Civil Division	WEST PECULIAR
Census Block Group	5
Census Block	5013
Census Tract	61002

Owner

404 W 3rd St is owned and occupied by two individuals who acquired it in December 2025.

Source: Cass County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 W 3RD ST, PECULIAR, MO 64078-2529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 24, 2020	Intrafamily Transfer, Transfer · FHA Mortgage JLB CORP
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 13, 2017	Warranty Deed, Transfer SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025
Deed Sale	Dec 11, 2025
Prior Sale	Mar 24, 2020 · Amount on File
Deed Document Number	2025776952
Deed Book / Page	5248 / 6
Prior Transfer Date	Mar 20, 2020
Prior Transfer Doc	0004473/12
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Dec 11, 2025
Property Address	404 W 3RD ST, PECULIAR, MO 64078-2529
Document Number	00005248/6
Book / Page	5248 / 6
Instrument Date	Dec 10, 2025
Instrument	776952
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W 3RD ST, PECULIAR, MO 64078-2529

Mortgage

Document Number	0000525096
Date	Dec 11, 2025
Instrument	5250/96

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Mar 24, 2020
Property Address	404 W 3RD ST, PECULIAR, MO 64078-2529
Document Number	0004473/12
Book / Page	4473 / 12
Instrument Date	Mar 20, 2020
Instrument	661815
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 W 3RD ST, PECULIAR, MO 64078-2529

Mortgage

Document Number	0004473013
Date	Mar 24, 2020
Instrument	4473/013

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jun 29, 2018
Property Address	404 W 3RD ST, PECULIAR, MO 64078-2529
Document Number	004263/052
Book / Page	4263 / 052
Instrument Date	Jun 21, 2018
Instrument	628806
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W 3RD ST, PECULIAR, MO 64078-2529

Mortgage

Document Number	0000628827
Date	Jun 29, 2018
Instrument	628827

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Oct 13, 2017
Property Address	404 W 3RD ST, PECULIAR, MO 64078-2529
Document Number	004181/088
Book / Page	4181 / 088
Instrument Date	Sep 21, 2017
Instrument	615079
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W 3RD ST, PECULIAR, MO 64078-2529
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 404 W 3rd St was $3,104, up 173.5% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Peculiar City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,104.00 (+173.48%)	$16,340 Land $5,410 Building $10,930	$86,000 Land $28,460 Building $57,540
2024	$1,135.00 (+0.62%)
2023	$1,128.00 (+4,412%)	$14,380 (+8.36%) Land $4,920 Building $9,460	$75,670 Land $25,880 Building $49,790
2022	$25.00	$13,270 Land $4,920 Building $8,350
2021			$69,800 Land $25,880 Building $43,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECULIAR PWS serves 6,226 people · EPA ID MO1010633
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: KC Web, T-Mobile, Wisper ISP.

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