404 W 3rd St, Ada, OK 74820 Property Records

Pontotoc County property record for 404 W 3rd St, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 904 sqft · built 1960
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$699,000 (Apr 2022)
Tax Bill$233 (2025)
Deeds & MortgagesJul 2005 Mortgage
Jul 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN10075

Property Details

APN / Parcel Number

Primary APN10075
Alternative APN
  • 0005-00-017-003-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area904 sqft Living Area
1st Floor Area904 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
PorchOpen Porch
Porch Area70 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater

Location & Zoning

Account Number10075
Street Address404 W 3RD ST
CityADA
StateOK
Zip74820-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLOCK 17 ORIGINAL - ADA
Legal SubdivisionORIGINAL -ADA SD- IN SECS 28,29,32, 33-4
Legal Block17
Legal Lot Number3
JurisdictionPONTOTOC OK
Township / Civil DivisionADA
Census Block Group2
Census Block2026
Census Tract89100

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 W 3RD ST, ADA, OK 74820-2010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2005Deed of Trust, Mortgage · USDA Mortgage
USDA
Jul 19, 2022Quit Claim Deed, Transfer
Quitclaim
Jul 19, 2022Intrafamily Transfer, Transfer
Jul 15, 2022Affidavit of Death of Joint Tenant, Transfer
Apr 6, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2022 · Amount on Record
Deed SaleApr 5, 2022 · Amount on Record
Prior SaleFeb 23, 1988 · Amount on Record
Deed Document Number20221960
Deed Book / Page3599 / 240
Last Transfer DateJul 14, 2022
Transfer Doc0003630/89
Record UpdatedOct 29, 2026

July 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address404 W 3RD ST, ADA, OK 74820-2010
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002009/029
DateJul 15, 2005
Book Page2009/029
Instrument2005-004468
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term240 Months
DueJul 15, 2025

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPONTOTOC OK
Recording DateJul 19, 2022
Property Address404 W 3RD ST, ADA, OK 74820-2010
Document Number0003630/89
Book / Page3630 / 89
Instrument DateJul 14, 2022
InstrumentI-2022-004173
Transaction TypeTransfer
Record UpdatedAug 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 W 3RD ST, ADA, OK 74820-2010

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPONTOTOC OK
Recording DateJul 19, 2022
Property Address404 W 3RD ST, ADA, OK 74820-2010
Document Number0003630/93
Book / Page3630 / 93
Instrument DateJul 14, 2022
InstrumentI-2022-004174
Transaction TypeTransfer
Record UpdatedAug 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 W 3RD ST, ADA, OK 74820-2010

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionPONTOTOC OK
Recording DateJul 15, 2022
Property Address404 W 3RD ST, ADA, OK 74820-2010
Document Number0003629/71
Book / Page3629 / 71
Instrument DateJul 14, 2022
InstrumentI-2022-004082
Transaction TypeTransfer
Record UpdatedAug 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPONTOTOC OK
Recording DateApr 6, 2022
Property Address404 W 3RD ST, ADA, OK 74820-2010
Document Number0003600/19
Book / Page3600 / 19
Instrument DateApr 1, 2022
InstrumentI-2022-002002
Transaction TypeTransfer
Record UpdatedApr 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 47, FRANCIS, OK 74844-0047

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 W 3RD ST, ADA, OK 74820-2010

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityAda City
CountyPontotoc County
Unified School DistrictAda Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,355 (+4.95%) Land $576 Building $1,779$19,627 (-63.17%) Land $4,800 Building $14,827
2025$233.00 (+0.87%)$2,244 (+5.06%) Land $549 Building $1,695$53,298 (-7.71%) Land $7,500 Building $45,798
2024$231.00 (+1%)$2,136 (+5.01%) Land $522 Building $1,614$57,751 (+33%) Land $7,500 Building $50,251
2023$210.00$2,034 Land $514 Building $1,520$43,421 Land $7,500 Building $35,921

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA
serves 22,600 people · EPA ID OK2006201
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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