Pontotoc County property record for 403 W 3rd St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,124 sqft · built 1950 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $47,000 (Oct 2010) |
| Tax Bill | $787 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10086 |
| Primary APN | 10086 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 358 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10086 |
|---|---|
| Street Address | 403 W 3RD ST |
| City | ADA |
| State | OK |
| Zip | 74820-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 20 ORIGINAL - ADA |
| Legal Subdivision | ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4 |
| Legal Block | 20 |
| Legal Lot Number | 2 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 89100 |
Source: Pontotoc County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 41, CLARITA, OK 74535-0041 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNICATION FCU |
| Dec 6, 2021 | Intrafamily Transfer, Transfer |
| Sep 29, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2010 · Amount on Record |
| Deed Sale | Oct 4, 2010 · Amount on Record |
| Prior Sale | Apr 10, 2001 · Amount on Record |
| Deed Document Number | 20105379 |
| Deed Book / Page | 2480 / 72 |
| Last Transfer Date | Nov 19, 2021 |
| Transfer Doc | 003564/197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 403 W 3RD ST, ADA, OK 74820-2009 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 403 W 3RD ST, ADA, OK 74820-2009 |
| Document Number | 0003960/90 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 3960/90 |
| Instrument | I-2025-007287 |
| Name | COMMUNICATION FCU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Dec 6, 2021 |
| Property Address | 403 W 3RD ST, ADA, OK 74820-2009 |
| Document Number | 003564/197 |
| Book / Page | 3564 / 197 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-007410 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 41, CLARITA, OK 74535-0041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Sep 29, 2021 |
| Property Address | 403 W 3RD ST, ADA, OK 74820-2009 |
| Document Number | 003547/149 |
| Book / Page | 3547 / 149 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021-006130 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 41, CLARITA, OK 74535-0041 |
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,941 (+5%) Land $900 Building $7,041 | $66,177 (-4.63%) Land $7,500 Building $58,677 | |
| 2025 | $787.00 (+1.29%) | $7,563 (+5%) Land $900 Building $6,663 | $69,388 (-7.98%) Land $7,500 Building $61,888 |
| 2024 | $777.00 (+9.75%) | $7,203 (+5%) Land $900 Building $6,303 | $75,402 (+11.25%) Land $7,500 Building $67,902 |
| 2023 | $708.00 | $6,860 Land $900 Building $5,960 | $67,778 Land $7,500 Building $60,278 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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