Pontotoc County property record for 401 W 3rd St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,138 sqft · built 1978 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Jul 2021) |
| Tax Bill | $293 (2025) |
| Deeds & Mortgages | Jul 2021 Sale Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10085 |
| Primary APN | 10085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10085 |
|---|---|
| Street Address | 401 W 3RD ST |
| City | ADA |
| State | OK |
| Zip | 74820-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 20 ORIGINAL - ADA 401 W. 3RD |
| Legal Subdivision | ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4 |
| Legal Block | 20 |
| Legal Lot Number | 1 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 89100 |
401 W 3rd St is owned and occupied by two individuals who bought it in July 2021.
Source: Pontotoc County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 W 3RD ST, ADA, OK 74820-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Warranty Deed, Transfer |
| Jul 2, 2021 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on File |
| Deed Sale | Jul 2, 2021 · Amount on File |
| Prior Sale | Aug 21, 1998 · Amount on File |
| Deed Document Number | 20214088 |
| Deed Book / Page | 3519 / 158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jul 2, 2021 |
| Property Address | 401 W 3RD ST, ADA, OK 74820-2009 |
| Document Number | 003519/158 |
| Book / Page | 3519 / 158 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021-004088 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 W 3RD ST, ADA, OK 74820-2009 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jul 2, 2021 |
| Property Address | 401 W 3RD ST, ADA, OK 74820-2009 |
| Document Number | 003519/159 |
| Book / Page | 3519 / 159 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021-004089 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 399 E OLIVE RD, 399, TALALA, OK |
| Name | Verified Name |
|---|---|
| Address | 401 W 3RD ST, ADA, OK 74820-2009 |
| Date | Jul 2, 2021 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 401 W 3rd St was $293 with a homeowner's exemption, up 1% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,354 (+14.01%) Land $900 Building $3,454 | $36,281 (-1.6%) Land $7,500 Building $28,781 | |
| 2025 | $293.00 (+1.03%) Homeowner's exemption | $3,819 (+2.99%) Land $900 Building $2,919 | $36,871 (-9.4%) Land $7,500 Building $29,371 |
| 2024 | $290.00 (+8.21%) Homeowner's exemption | $3,708 (+3%) Land $900 Building $2,808 | $40,698 (+35.66%) Land $7,500 Building $33,198 |
| 2023 | $268.00 Homeowner's exemption | $3,600 Land $900 Building $2,700 | $30,000 Land $7,500 Building $22,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 W 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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