404 W 10th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 404 W 10th St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1944
Lot Size	0.145 acres (6,336 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (May 2017)
Tax Bill	$5,585 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`235-030-270-000`

Property Details

APN / Parcel Number

Primary APN	`235-030-270-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	986 sqft Living Area

Exterior

Year Built	Built 1944
Architectural Style	Other
Construction Type	Wood
Lot Area	6,336 sqft (0.145 acres)
Garage Type	Mixed
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	404 W 10TH ST
City	TRACY
State	CA
Zip	95376-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	09
Legal Description	CITY/MUNI/TWP:TRACY SUBD:NEW SUBDIVISION OF WEST PARK ACREAGE MAP REF:MB 235 PG 03
Legal Subdivision	NEW SUBDIVISION OF WEST PARK ACREAGE
Legal Lot Number	16 17
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2032
Census Tract	5406

Owner

Source: San Joaquin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	404 W 10TH ST, TRACY, CA 95376-3810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage CHRISTOPHER MATHERS IRA
Jul 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage IRON OAK HOME LOANS INC
Jul 28, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Jun 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 26, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
May 26, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Prior Sale	Jul 6, 2022
Deed Document Number	0000060026
Last Transfer Date	Jun 24, 2024
Transfer Doc	0000051594
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	404 W 10TH ST, TRACY, CA 95376-3810
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12032 MIDWAY DR, TRACY, CA 95377-9111

Mortgage

Document Number	0000065830
Date	Aug 18, 2023
Instrument	2023-065830

Lender

Name	CHRISTOPHER MATHERS IRA
Type	Non-Lending Institution
Address	SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Mar 1, 2024

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 6, 2022
Property Address	404 W 10TH ST, TRACY, CA 95376-3810
Document Number	0000082481
Map Reference	VOL 10 PG 77
Instrument Date	Jul 5, 2022
Instrument	2022-082481
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W 10TH ST, TRACY, CA 95376-3810

Mortgage

Document Number	0000082482
Date	Jul 6, 2022
Instrument	2022-082482

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 25, 2022
Property Address	404 W 10TH ST, TRACY, CA 95376-3810
Document Number	0000025884
Map Reference	VOL 10 PG 77
Instrument Date	Feb 14, 2022
Instrument	2022-025884
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 COLONIAL LN, TRACY, CA 95376-9393

Mortgage

Document Number	0000025885
Date	Feb 25, 2022
Instrument	2022-025885

Lender

Name	IRON OAK HOME LOANS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2023

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 28, 2021
Property Address	404 W 10TH ST, TRACY, CA 95376-3810
Document Number	0000126065
Map Reference	VOL 10 PG 77
Instrument Date	Jan 6, 2021
Instrument	2021-126065
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 W 10TH ST, TRACY, CA 95376-3810

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 2, 2020
Property Address	404 W 10TH ST, TRACY, CA 95376-3810
Document Number	0000064580
Instrument Date	May 20, 2020
Instrument	64580
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 W 10TH ST TRACY CA 953763810, TRACY, CA 95376-3810

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 26, 2017
Property Address	404 W 10TH ST, TRACY, CA 95376-3810
Document Number	0000060026
Map Reference	VOL10 PG77
Instrument Date	May 23, 2017
Instrument	2017-060026
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W 10TH ST, TRACY, CA 95376-3810

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 26, 2017
Property Address	404 W 10TH ST, TRACY, CA 95376-3810
Document Number	0000060025
Instrument Date	May 22, 2017
Instrument	60025
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	404 W 10TH ST TRACY CA 953763810, TRACY, CA 95376-3810

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,585.00 (+21.31%)	$440,401 (+4.04%) Land $137,957 Building $302,444
2023	$4,604.00 (+31.13%)	$423,300 Land $132,600 Building $290,700
2022	$3,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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