424 W 10th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 424 W 10th St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,293 sqft · built 1944
Lot Size	0.108 acres (4,697 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Apr 2021)
Tax Bill	$6,044 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235-030-250-000`

Property Details

APN / Parcel Number

Primary APN	`235-030-250-000`
Alternative APN	`235-030-25`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,293 sqft Living Area
1st Floor Area	1,293 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	L-Shape
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	4,697 sqft (0.108 acres)
Lot Dimensions	77 ft deep x 61 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	235-030-25
Street Address	424 W 10TH ST
City	TRACY
State	CA
Zip	95376-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW SUB/WEST PARK ACREAGE LOT 11
Legal Subdivision	NEW SUB
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2032
Census Tract	5406

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11601 W CLOVER RD, TRACY, CA 95304-9460
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 23, 2021	Grant Deed, Transfer · FHA Mortgage PREMIER LENDING INC
Dec 17, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Deed Document Number	202172032
Prior Transfer Date	Oct 6, 2004
Prior Transfer Doc	0000229496
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	424 W 10TH ST, TRACY, CA 95376-3810
Transaction Type	Mortgage
Record Updated	Jan 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 W 10TH ST, TRACY, CA 95376-3810

Mortgage

Document Number	0000003225
Date	Jan 13, 2023
Instrument	2023-003225

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	May 1, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 23, 2021
Property Address	424 W 10TH ST, TRACY, CA 95376-3810
Document Number	0000072032
Map Reference	VOL 10 PG 77
Instrument Date	Apr 16, 2021
Instrument	2021-072032
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	424 W 10TH ST, TRACY, CA 95376-3810

Mortgage

Document Number	0000072033
Date	Apr 23, 2021
Instrument	2021-072033

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 17, 2019
Property Address	424 W 10TH ST, TRACY, CA 95376-3810
Document Number	0000146412
Instrument Date	Dec 12, 2019
Instrument	146412
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5683 KETTLE ROCK DR ATWATER CA 953018035, ATWATER, CA 95301-8035

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,044.00 (+289.43%)
2025	$1,552.00 (+10.15%)	$133,569 (+4.04%) Land $51,781 Building $81,788
2023	$1,409.00 (+2.1%)	$128,384 Land $49,771 Building $78,613	$524,340
2022	$1,380.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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