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401 W 10th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 401 W 10th St, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,066 sqft · built 1930
Lot Size0.091 acres (3,960 sqft)
Owner2 Company Names on Record
Last Sale$437,000 (Sep 2022)
Tax Bill$5,237 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Sep 2022 Sale
Flood ZoneZone X (minimal risk)
APN235-030-290-000

Property Details

APN / Parcel Number

Primary APN235-030-290-000
Alternative APN
  • 235-030-29

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,066 sqft Living Area
1st Floor Area1,066 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCustom Design
Construction TypeWood
Lot Area3,960 sqft (0.091 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number235-030-29
Street Address401 W 10TH ST
CityTRACY
StateCA
Zip95376-3809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST PARK ACREAGE LOT 8
Legal SubdivisionWEST PARK ACREAGE
Legal Block2
Legal Lot Number8
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2009
Census Tract5406

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address401 W 10TH ST, TRACY, CA 95376-3809
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Line of Credit
SYNERGY ONE LENDING
Sep 19, 2022Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2022 · Amount on Record
Deed SaleSep 19, 2022 · Amount on Record
Prior SaleJun 11, 2013 · Amount on Record
Deed Document Number2022109275
Prior Transfer DateFeb 21, 2008
Prior Transfer Doc0000035837
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address401 W 10TH ST, TRACY, CA 95376-3809
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 W 10TH ST, TRACY, CA 95376-3809

Mortgage

Document Number0000081197
DateSep 24, 2025
Instrument2025-081197
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressSAN DIEGO, CA 92101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 23, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 19, 2022
Property Address401 W 10TH ST, TRACY, CA 95376-3809
Document Number0000109275
Map ReferenceVOL 10 PG 77
Instrument DateSep 13, 2022
Instrument2022-109275
Transaction TypeTransfer
Record UpdatedOct 3, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 W 10TH ST, TRACY, CA 95376-3809

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,237.00 (-0.02%)
2025$5,238.00 (+10.25%)$454,654 (+4.04%) Land $135,252 Building $319,402
2023$4,751.00 (+63.49%)$437,000 Land $130,000 Building $307,000$385,110
2022$2,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Matrix Broadband.

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