404 Virginia Pl, Wheeling, IL 60090 Property Records

Cook County property record for 404 Virginia Pl, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1959
Lot Size	0.144 acres (6,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,000 (Sep 2025)
Tax Bill	$4,643 (2023)
Deeds & Mortgages	Oct 2023 Second Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-114-017`

Property Details

APN / Parcel Number

Primary APN	`03-12-114-017`
Alternative APN	`03-12-114-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,270 sqft (0.144 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	404 VIRGINIA PL
City	WHEELING
State	IL
Zip	60090-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MEADOWBROOK)(UNIT3) SUB OF PT NH SEC11 & PT NW SEC12 NW SEC 12-42-11
Legal Range	11E
Legal Township	42N
Legal Section	12
Legal Subdivision	MEADOWBROOK UNIT3
Legal Block	10
Legal Lot Number	15
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2009
Census Tract	802506

Owner

Source: Cook County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 VIRGINIA PL, WHEELING, IL 60090-4926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Nov 13, 2023	Correction Deed BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Oct 19, 2023 · Amount on Record
Deed Document Number	202520355
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	404 VIRGINIA PL, WHEELING, IL 60090-4926
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 VIRGINIA PL, WHEELING, IL 60090-4926

Mortgage

Document Number	0029233067
Date	Oct 19, 2023
Instrument	2329233067

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2028

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 29, 2025
Property Address	404 VIRGINIA PL, WHEELING, IL 60090-4926
Document Number	0027220355
Map Reference	DOC 1798636
Instrument Date	Sep 23, 2025
Instrument	2527220355
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 VIRGINIA PL, WHEELING, IL 60090-4926

Mortgage

Document Number	0027220356
Date	Sep 29, 2025
Instrument	2527220356

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.87%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	404 VIRGINIA PL, WHEELING, IL 60090-4926
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9464 BAY COLONY DR 3S, 3S, DES PLAINES, IL 60016-3655

Mortgage

Document Number	0029233066
Date	Oct 19, 2023
Instrument	2329233066

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	COOK IL
Recording Date	Nov 13, 2023
Property Address	404 VIRGINIA PL, WHEELING, IL 60090-4926
Document Number	0031729080
Map Reference	DOC 1798636
Instrument Date	Sep 27, 2023
Instrument	2331729080
Record Updated	Dec 4, 2023
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9464 BAY COLONY DR # 36S, 36S, DES PLAINES, IL 60016-3655

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 (+17.16%) Land $5,643 Building $18,357	$240,000 (+17.16%) Land $56,430 Building $183,570
2023	$4,643.00 (+6.49%)	$20,485 (-) Land $4,545 Building $15,940	$204,850 (-) Land $45,450 Building $159,400
2022	$4,360.00 (+20.31%)	$20,485 (+24.57%) Land $4,545 Building $15,940	$204,850 (+24.57%) Land $45,450 Building $159,400
2021	$3,624.00 Homeowner's exemption Senior Citizen's exemption	$16,444 Land $3,605 Building $12,839	$164,440 Land $36,050 Building $128,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	16 (1982–2013)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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