388 Virginia Pl, Wheeling, IL 60090 Property Records

Cook County property record for 388 Virginia Pl, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1958
Lot Size	0.144 acres (6,270 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Apr 2019)
Tax Bill	$6,597 (2023)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-114-015`

Property Details

APN / Parcel Number

Primary APN	`03-12-114-015`
Alternative APN	`03-12-114-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,270 sqft (0.144 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	388 VIRGINIA PL
City	WHEELING
State	IL
Zip	60090-4924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	42N
Legal Section	12
Legal Subdivision	MEADOWBROOK 03
Legal Block	10
Legal Lot Number	17
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2009
Census Tract	802506

Owner

388 Virginia Pl is owned and occupied by an individual who bought it in April 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	388 VIRGINIA PL, WHEELING, IL 60090-4924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2019	Grant Deed, Transfer · Conventional with PMI KEY MTG SVCS
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Mar 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage TCF NAT'L BK
Apr 5, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019 · Amount on File
Deed Sale	Apr 8, 2019 · Amount on File
Deed Document Number	20198042
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	0000008042
Record Updated	Oct 29, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 8, 2019
Property Address	388 VIRGINIA PL, WHEELING, IL 60090-4924
Document Number	1909808042
Instrument Date	Mar 25, 2019
Instrument	9808042
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	388 VIRGINIA PL WHEELING IL 600904924, WHEELING, IL 60090-4924

Mortgage

Document Number	1909808043
Date	Apr 8, 2019
Instrument	9808043

Lender

Name	KEY MTG SVCS
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	388 VIRGINIA PL, WHEELING, IL 60090-4924
Document Number	1818718074
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	388 VIRGINIA PL WHEELING IL 600904924, WHEELING, IL 60090-4924

Mortgage

Document Number	1818718074
Date	Jul 6, 2018
Instrument	18718074

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	388 VIRGINIA PL, WHEELING, IL 60090-4924
Document Number	1710049244
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	388 VIRGINIA PL WHEELING IL 600904924, WHEELING, IL 60090-4924

Mortgage

Document Number	1710049244
Date	Apr 10, 2017
Instrument	10049244

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 5, 2017
Property Address	388 VIRGINIA PL, WHEELING, IL 60090-4924
Document Number	1709549211
Instrument Date	Feb 28, 2017
Instrument	9549211
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 VIRGINIA PL WHEELING IL 600904924, WHEELING, IL 60090-4924

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 Land $5,643 Building $22,357	$280,000 Land $56,430 Building $223,570
2023	$6,597.00 (+5.43%)
2022	$6,257.00	$22,999 Land $4,545 Building $18,454	$229,990 Land $45,450 Building $184,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 388 Virginia Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	16 (1982–2013)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 388 Virginia Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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