Cook County property record for 396 Virginia Pl, Wheeling, IL 60090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1959 |
| Lot Size | 0.144 acres (6,270 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Jun 2016) |
| Tax Bill | $7,373 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-12-114-016 |
| Primary APN | 03-12-114-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,270 sqft (0.144 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 396 VIRGINIA PL |
|---|---|
| City | WHEELING |
| State | IL |
| Zip | 60090-4924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (MEADOWBROOK)(UNIT3) SUB OF PT NH SEC11 & PT NW SEC12 NW SEC 12-42-11 |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 12 |
| Legal Subdivision | MEADOWBROOK UNIT3 |
| Legal Block | 10 |
| Legal Lot Number | 16 |
| Legal Unit | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | WHEELING |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 802506 |
Source: Cook County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 396 VIRGINIA PL, WHEELING, IL 60090-4924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Feb 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on Record |
| Deed Sale | Jun 21, 2016 · Amount on Record |
| Prior Sale | Jul 8, 2011 · Amount on Record |
| Deed Document Number | 201642017 |
| Prior Transfer Date | Dec 21, 2011 |
| Prior Transfer Doc | 0000047101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 1, 2026 |
| Property Address | 396 VIRGINIA PL, WHEELING, IL 60090-4924 |
| Document Number | 0000002142 |
| Instrument Date | May 18, 2026 |
| Instrument | 20262142 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 396 VIRGINIA PL, WHEELING, IL 60090-4924 |
| Document Number | 0000002142, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20262142 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 396 VIRGINIA PL, WHEELING, IL 60090-4924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 396 VIRGINIA PL, WHEELING, IL 60090-4924 |
| Document Number | 0004217190 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2104217190 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Jun 1, 2046 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Wheeling Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Wheeling Community Consolidated School District 21 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,000 (+22.73%) Land $5,643 Building $21,357 | $270,000 (+22.73%) Land $56,430 Building $213,570 | |
| 2023 | $7,373.00 (+4.86%) | ||
| 2022 | $7,031.00 | $21,999 Land $4,545 Building $17,454 | $219,990 Land $45,450 Building $174,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 16 (1982–2013) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEELING serves 39,725 people · EPA ID IL0314970 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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