404 S 3rd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 404 S 3rd St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.247 acres (10,764 sqft)
Owner	2 Company Names on Record
Last Sale	$233,000 (Jun 2006)
Tax Bill	$5,150 (2024)
Deeds & Mortgages	Dec 2025 Transfer Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-351-001`

Property Details

APN / Parcel Number

Primary APN	`08-23-351-001`

Exterior

Lot Area	10,764 sqft (0.247 acres)
Lot Dimensions	156 ft deep x 69 ft wide

Location & Zoning

Account Number	0823351001
Street Address	404 S 3RD ST
City	DEKALB
State	IL
Zip	60115-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 (EX S 63FT) & LOT 1 - BLK 18 - DEKALB (ORIGINAL TOWN)
Legal Subdivision	DEKALB (ORIGINAL TOWN)
Legal Block	18
Legal Lot Number	2,1
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3009
Census Tract	1300

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	404 S 3RD ST, DEKALB, IL 60115-3727
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 24, 2017	Deed of Trust, Mortgage RESOURCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2006 · Amount on Record
Deed Sale	Jun 1, 2006 · Amount on Record
Deed Document Number	20069668
Prior Transfer Date	May 19, 2006
Prior Transfer Doc	0000009668
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Dec 15, 2025
Property Address	404 S 3RD ST, DEKALB, IL 60115-3727
Document Number	0000009876
Map Reference	MB A PG 8
Instrument Date	Dec 2, 2025
Instrument	2025009876
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 S 3RD ST, DEKALB, IL 60115-3727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S 3RD ST, DEKALB, IL 60115-3727

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	404 S 3RD ST, DEKALB, IL 60115-3727
Document Number	0000001832
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 S 3RD ST DEKALB IL 601153727, DEKALB, IL 60115-3727

Mortgage

Document Number	0000001832
Date	Mar 1, 2017
Instrument	1832

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,849 (+9.51%) Land $11,595 Building $71,254	$248,547 (+9.51%) Land $34,785 Building $213,762
2024	$5,150.00 Homeowner's exemption Senior Citizen's exemption	$75,654 (+14.69%) Land $10,588 Building $65,066	$226,962 (+14.69%) Land $31,764 Building $195,198
2023		$65,964 Land $9,232 Building $56,732	$197,892 Land $27,696 Building $170,196

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1978–2007)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

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