348 S 3rd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 348 S 3rd St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.201 acres (8,736 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Oct 2023)
Tax Bill$7,260 (2024)
Deeds & MortgagesOct 2023 Sale & Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-23-308-005

Property Details

APN / Parcel Number

Primary APN08-23-308-005

Exterior

Lot Area8,736 sqft (0.201 acres)
Lot Dimensions156 ft deep x 56 ft wide

Location & Zoning

Account Number0823308005
Street Address348 S 3RD ST
CityDEKALB
StateIL
Zip60115-3726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 (EX N 10FT) - BLK 17 - DEKALB (ORIGINAL TOWN)
Legal SubdivisionDEKALB (ORIGINAL TOWN)
Legal Block17
Legal Lot Number5
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group3
Census Block3010
Census Tract1300

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address348 S 3RD ST, DEKALB, IL 60115-3726
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 21, 2020Deed of Trust, Mortgage · Conventional with PMI
TCF NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2023 · Amount on Record
Deed SaleOct 10, 2023 · Amount on Record
Prior SaleJul 28, 2015 · Amount on Record
Deed Document Number20237132
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateOct 10, 2023
Property Address348 S 3RD ST, DEKALB, IL 60115-3726
Document Number0000007132
Map ReferenceMB A PG 8 1/4
Instrument DateSep 19, 2023
Instrument2023007132
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyALTIMA TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10N 876 WILLIAMS, ELGIN, IL 60124

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 S 3RD ST, DEKALB, IL 60115-3726

Mortgage

Document Number0000007133
DateOct 10, 2023
Instrument2023007133
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053
Interest
Rate TypeFixed Rate
Rate7.62%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address348 S 3RD ST, DEKALB, IL 60115-3726
Document Number0000003658
Instrument DateApr 21, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address348 S 3RD ST DEKALB IL 601153726, DEKALB, IL 60115-3726

Mortgage

Document Number0000003658
DateApr 28, 2020
Instrument3658
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 27, 2035
Interest
Rate2.87%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$99,803 (+25.6%) Land $11,595 Building $88,208$299,409 (+25.6%) Land $34,785 Building $264,624
2024$7,260.00
2023$79,463 (+9.53%) Land $9,232 Building $70,231$238,389 (+9.53%) Land $27,696 Building $210,693
2022$72,549 Land $10,536 Building $62,013$217,647 Land $31,608 Building $186,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1978–2007)
Claims Outside the SFHA2 of 18
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Digital Network Access Communications, T-Mobile USA, Verizon.

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