326 S 3rd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 326 S 3rd St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.154 acres (6,708 sqft)
OwnerIndividual Name on File
Tax Bill$4,740 (2024)
Deeds & MortgagesMar 2024 Line of Credit
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-23-308-004

Property Details

APN / Parcel Number

Primary APN08-23-308-004

Exterior

Lot Area6,708 sqft (0.154 acres)
Lot Dimensions156 ft deep x 43 ft wide

Location & Zoning

Account Number0823308004
Street Address326 S 3RD ST
CityDEKALB
StateIL
Zip60115-3726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEKALB (ORIGINAL TOWN) - S1/2 OF LOT 4 & N 10FT OF LOT 5 BLOCK 17
Legal SubdivisionDEKALB (ORIGINAL TOWN)
Legal Block17
Legal Lot Number4,5
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group3
Census Block3010
Census Tract1300

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address326 S 3RD ST, DEKALB, IL 60115-3726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF OMAHA
Mar 24, 2020Deed of Trust, Mortgage · Conventional with PMI
VIBRANT CU
Dec 21, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 31, 2018Deed of Trust, Mortgage · Conventional with PMI
VIBRANT CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 20, 2018
Transfer Doc0000011561
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address326 S 3RD ST, DEKALB, IL 60115-3726
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001675
DateMar 11, 2024
Instrument2024001675
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Address1620 DODGE ST, OMAHA, NE 68197
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate8.5%
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address326 S 3RD ST, DEKALB, IL 60115-3726
Document Number0000002989
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedApr 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 S 3RD ST DEKALB IL 601153726, DEKALB, IL 60115-3726

Mortgage

Document Number0000002989
DateApr 6, 2020
Instrument2989
Lender
NameVIBRANT CU
AddressMOLINE, IL 61265
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 5, 2035

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDE KALB IL
Recording DateDec 21, 2018
Property Address326 S 3RD ST, DEKALB, IL 60115-3726
Document Number0000011561
Instrument DateDec 20, 2018
Instrument11561
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 S 3RD ST DEKALB IL 601153726, DEKALB, IL 60115-3726

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address326 S 3RD ST, DEKALB, IL 60115-3726
Document Number0000008013
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedNov 8, 2019
Title CompanyWHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address326 S 3RD ST DEKALB IL 601153726, DEKALB, IL 60115-3726

Mortgage

Document Number0000008013
DateAug 22, 2018
Instrument8013
Lender
NameVIBRANT CU
AddressMOLINE, IL 61265
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueAug 21, 2023
Interest
Rate4.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$71,728 (+25.6%) Land $7,552 Building $64,176$215,184 (+25.6%) Land $22,656 Building $192,528
2024$4,740.00
2023$57,110 Land $6,013 Building $51,097$171,330 Land $18,039 Building $153,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1978–2007)
Claims Outside the SFHA2 of 18
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Digital Network Access Communications, T-Mobile USA, Verizon.

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