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314 Ridge St, Algonquin, IL 60102 Property Records

McHenry County property record for 314 Ridge St, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,991 sqft · built 1964
Lot Size0.278 acres (12,150 sqft)
OwnerOwner Name on Record
Last Sale$278,000 (Jun 2007)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-34-182-011

Property Details

APN / Parcel Number

Primary APN19-34-182-011

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,991 sqft
Gross Area3,136 sqft
1st Floor Area1,145 sqft
2nd Floor Area846 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Architectural StyleCape Cod
Exterior MaterialRibbed Aluminum
Lot Area12,150 sqft (0.278 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address314 RIDGE ST
CityALGONQUIN
StateIL
Zip60102-2831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2008R0055048 LT 9 BLK 7 JANAKS 2ND ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionJANAKS 2ND ADD
Legal Block7
Legal Lot Number9
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1025
Census Tract871404

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address314 RIDGE ST, ALGONQUIN, IL 60102-2831
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2007 · Amount on Record
Deed SaleJun 1, 2007 · Amount on Record
Prior SaleJun 1, 2007 · Amount on Record
Deed Document Number0000038077
Last Transfer DateOct 24, 2008
Transfer Doc0000055048
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address314 RIDGE ST, ALGONQUIN, IL 60102-2831
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025631
DateMay 11, 2021
Instrument2021R0025631
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$80,153 Land $17,575 Building $62,578$240,459 Land $52,725 Building $187,734

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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