404 Raymond St, Elgin, IL 60120 Property Records

Kane County property record for 404 Raymond St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 1928
Lot Size	0.154 acres (6,700 sqft)
Owner	Individual Name on Record
Last Sale	$261,000 (Jan 2023)
Tax Bill	$5,144 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-24-129-016`

Property Details

APN / Parcel Number

Primary APN	`06-24-129-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	5 Stories
Building Area	1,742 sqft Living Area
Gross Area	2,903 sqft
Basement Area	1,161 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Lot Area	6,700 sqft (0.154 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	404 RAYMOND ST
City	ELGIN
State	IL
Zip	60120-8120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE H ANDRESENS SUB LOT 2
Legal Subdivision	GEORGE H ANDRESENS SUB
Legal Block	4
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4003
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 RAYMOND ST, ELGIN, IL 60120-8120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage PATRICK DONNELL
Jun 15, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	20232095
Prior Transfer Date	Mar 23, 2004
Prior Transfer Doc	0000066268
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 20, 2023
Property Address	404 RAYMOND ST, ELGIN, IL 60120-8120
Document Number	0000002095
Instrument Date	Nov 30, 2022
Instrument	2023K002095
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 RAYMOND ST, ELGIN, IL 60120-8120

Mortgage

Document Number	0000002096
Date	Jan 20, 2023
Instrument	2023K002096

Lender

Name	PATRICK DONNELL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	167 Months
Due	Dec 1, 2036

Interest

Rate	4.34%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 15, 2022
Property Address	404 RAYMOND ST, ELGIN, IL 60120-8120
Document Number	0000031336
Instrument Date	May 31, 2022
Instrument	2022K031336
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1240 KINGMAN CT, 1240, ELGIN, IL 60123-1214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11822 LAWSON ST, HUNTLEY, IL 60142-0015

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,144.00 (+12.22%)	$75,436 (+8.57%) Land $12,121 Building $63,315	$226,399 (+8.57%) Land $36,378 Building $190,021
2024		$69,481 (+31.42%) Land $11,164 Building $58,317	$208,526 (+31.47%) Land $33,505 Building $175,021
2022	$4,584.00 (+3.95%)	$52,870 (+6.96%) Land $9,197 Building $43,673	$158,610 (+6.96%) Land $27,591 Building $131,019
2021	$4,410.00	$49,430 Land $8,599 Building $40,831	$148,290 Land $25,797 Building $122,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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