Kane County property record for 392 Raymond St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 6 ba · 2,750 sqft · built 1902 |
| Lot Size | 0.618 acres (26,928 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $200,000 (Jul 2013) |
| Tax Bill | $10,701 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-129-014 |
| Primary APN | 06-24-129-014 |
|---|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 20 Rooms |
| Stories | 2 Stories |
| Building Area | 2,750 sqft Living Area |
| Gross Area | 4,125 sqft |
| Basement Area | 1,375 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Construction Type | Frame |
| Lot Area | 26,928 sqft (0.618 acres) |
| Street Address | 392 RAYMOND ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHERMANS ADDN EAST 12 RODS LOT 4 BLOCK 3 |
| Legal Subdivision | SHERMANS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 851400 |
392 Raymond St is held in a trust since December 2014.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 828 SURRYSE RD, LAKE ZURICH, IL 60047-2656 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2013 · Amount on File |
| Deed Sale | Jul 19, 2013 · Amount on File |
| Deed Document Number | 201353213 |
| Last Transfer Date | Dec 6, 2014 |
| Transfer Doc | 0000064248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 4, 2021 |
| Property Address | 392 RAYMOND ST, ELGIN, IL 60120-7865 |
| Document Number | 0000017075 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2021K017075 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | WHEATLAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000017076 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021K017076 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 392 Raymond St was $10,701, up 3.5% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,701.00 (+3.5%) | $140,277 (+8.57%) Land $17,275 Building $123,002 | $420,999 (+8.57%) Land $51,846 Building $369,154 |
| 2024 | $10,339.00 | $129,204 Land $15,911 Building $113,293 | $387,767 Land $47,752 Building $340,015 |
| 2022 | $9,229.00 (+3.97%) | $106,434 (+6.96%) Land $13,107 Building $93,327 | $319,302 (+6.96%) Land $39,321 Building $279,981 |
| 2021 | $8,877.00 | $99,508 Land $12,254 Building $87,254 | $298,524 Land $36,762 Building $261,762 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 392 Raymond St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 392 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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