403 Raymond St, Elgin, IL 60120 Property Records

Kane County property record for 403 Raymond St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1900
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Nov 2019)
Tax Bill	$7,341 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-203-001`

Property Details

APN / Parcel Number

Primary APN	`06-24-203-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	972 sqft Living Area
Gross Area	1,620 sqft
Basement Area	648 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	403 RAYMOND ST
City	ELGIN
State	IL
Zip	60120-7844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARY E BYINGTONS SUB OF LOT 2 BLOCK 4 SHERMANS ADDN LOT 3
Legal Subdivision	SHERMANS ADDN
Legal Block	4
Legal Lot Number	2,3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4004
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 RAYMOND ST, ELGIN, IL 60120-7844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Prior Sale	Aug 30, 2006 · Amount on Record
Deed Document Number	201956828
Prior Transfer Date	Apr 29, 1997
Prior Transfer Doc	0000031955
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 22, 2019
Property Address	403 RAYMOND ST, ELGIN, IL 60120-7844
Document Number	0000056828
Instrument Date	Nov 15, 2019
Instrument	2019K056828
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 RAYMOND ST, ELGIN, IL 60120-7844

Mortgage

Document Number	0000056829
Date	Nov 22, 2019
Instrument	2019K056829

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,341.00 (+15.86%) Homeowner's exemption	$104,226 (+8.57%) Land $10,355 Building $93,871	$312,803 (+8.57%) Land $31,077 Building $281,726
2024		$95,999 (+21.39%) Land $9,538 Building $86,461	$288,112 (+21.44%) Land $28,625 Building $259,487
2022	$6,336.00 (+4.55%) Homeowner's exemption	$79,081 (+6.96%) Land $7,857 Building $71,224	$237,243 (+6.96%) Land $23,571 Building $213,672
2021	$6,060.00 Homeowner's exemption	$73,935 Land $7,346 Building $66,589	$221,805 Land $22,038 Building $199,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Raymond St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures