404 Prosperity Ct, Williamsburg, VA 23188 Property Records

James City County property record for 404 Prosperity Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,825 sqft · built 2017
Lot Size	0.018 acres (811 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2021)
Tax Bill	$2,527 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-2 21-0-0404`

Property Details

APN / Parcel Number

Primary APN	`46-2 21-0-0404`
Alternative APN	`35047`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,825 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	811 sqft (0.018 acres)
Garage Type	Attached
Garage Area	230 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	35047
Street Address	404 PROSPERITY CT
City	WILLIAMSBURG
State	VA
Zip	23188-2292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	U-21 B-D P-8A GOVERNOR'S GROVE AT FIVE FORKS
Legal Subdivision	GOVERNORS GROVE AT FIVE FORKS
Legal Unit	21
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1014
Census Tract	80307

Owner

Source: James City County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1246 ARROWHEAD DR, CROSSVILLE, TN 38572-6408
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Aug 1, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 9, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	202115719
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 30, 2021
Property Address	404 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292
Document Number	210015719
Instrument Date	Jul 22, 2021
Instrument	210015719
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292

Mortgage

Document Number	210015720
Date	Jul 30, 2021
Instrument	210015720

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	404 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292
Document Number	0000006741
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PROSPERITY CT #21 WILLIAMSBURG VA 231882292, 21, WILLIAMSBURG, VA 23188-2292

Mortgage

Document Number	0000006741
Date	May 14, 2020
Instrument	6741

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	404 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292
Document Number	0000011290
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PROSPERITY CT #CT21 WILLIAMSBURG VA 231882292, WILLIAMSBURG, VA 23188-2292

Mortgage

Document Number	0000011290
Date	Aug 6, 2019
Instrument	11290

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	404 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292
Document Number	0000005286
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000005286
Date	Mar 14, 2018
Instrument	5286

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,527.00 (+6.4%)	$304,500 (+24.13%) Land $57,500 Building $247,000	$304,500 (+24.13%) Land $57,500 Building $247,000
2024	$2,375.00 (+16.65%)
2023	$2,036.00	$245,300 Land $50,400 Building $194,900	$245,300 Land $50,400 Building $194,900
2022	$2,036.00 (+13.55%)
2019	$1,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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