304 Prosperity Ct, Williamsburg, VA 23188 Property Records

James City County property record for 304 Prosperity Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,825 sqft · built 2017
Owner	2 Individual Names on Record
Last Sale	$342,000 (Nov 2025)
Tax Bill	$2,527 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-2 21-0-0304`

Property Details

APN / Parcel Number

Primary APN	`46-2 21-0-0304`
Alternative APN	`35051`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,825 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	230 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	35051
Street Address	304 PROSPERITY CT
City	WILLIAMSBURG
State	VA
Zip	23188-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED USE
Legal Description	U-16 B-C P-7 GOVERNOR'S GROVE AT FIVE FORKS
Legal Subdivision	GOVERNORS GROVE AT FIVE FORKS
Legal Unit	16
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1014
Census Tract	80307

Owner

Source: James City County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	304 PROSPERITY CT, WILLIAMSBURG, VA 23188-2479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP
Feb 23, 2024	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Feb 23, 2024 · Amount on Record
Deed Document Number	202516412
Record Updated	Jun 8, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 25, 2025
Property Address	304 PROSPERITY CT, WILLIAMSBURG, VA 23188-2479
Document Number	0202516412
Instrument Date	Nov 12, 2025
Instrument	202516412
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	FIRST VIRGINIA TITLE, FIRST VIRGINIA T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 PROSPERITY CT, WILLIAMSBURG, VA 23188-2479

Mortgage

Document Number	0202516413
Date	Nov 25, 2025
Instrument	202516413

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 23, 2024
Property Address	304 PROSPERITY CT, WILLIAMSBURG, VA 23188-2479
Document Number	0202402590
Instrument Date	Feb 6, 2024
Instrument	202402590
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	AYRES TITLES AND SETTLEMENT SERVICES, AYRES TITLE & STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 KAYS DR, CHRISTIANSBURG, VA 24073-5063

Mortgage

Document Number	0202402591
Date	Feb 23, 2024
Instrument	202402591

Lender

Name	NBKC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,527.00 (+6.4%)	$304,500 (+24.13%) Land $57,500 Building $247,000	$304,500 (+24.13%) Land $57,500 Building $247,000
2024	$2,375.00 (+16.65%)
2023	$2,036.00	$245,300 Land $50,400 Building $194,900	$245,300 Land $50,400 Building $194,900
2022	$2,036.00 (+13.55%)
2019	$1,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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