402 Prosperity Ct, Williamsburg, VA 23188 Property Records

James City County property record for 402 Prosperity Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,825 sqft · built 2017
Lot Size	0.014 acres (642 sqft)
Owner	Individual Name on Record
Last Sale	$344,000 (Apr 2026)
Tax Bill	$2,527 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-2 21-0-0402`

Property Details

APN / Parcel Number

Primary APN	`46-2 21-0-0402`
Alternative APN	`35244`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,825 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	642 sqft (0.014 acres)
Garage Type	Attached
Garage Area	230 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	35244
Street Address	402 PROSPERITY CT
City	WILLIAMSBURG
State	VA
Zip	23188-2292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	U-19 B-D P-8C GOVERNOR'S GROVE AT FIVE FORKS
Legal Subdivision	GOVERNORS GROVE AT FIVE FORKS
Legal Unit	19
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1014
Census Tract	80307

Owner

Source: James City County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	402 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Apr 28, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 28, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 19, 2017	Warranty Deed, Transfer TIDEWATER MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	20265063
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	402 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200473
Date	Jan 11, 2022
Instrument	202200473

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 28, 2026
Property Address	402 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292
Document Number	0000005063
Instrument Date	Apr 23, 2026
Instrument	2026.5063
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,744.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292

Mortgage

Document Number	0000005064,
Date	Apr 28, 2026
Instrument	2026..5064

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 28, 2026
Property Address	402 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292
Document Number	0202605063
Instrument Date	Apr 23, 2026
Instrument	20265063
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,744.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292

Mortgage

Document Number	0000005064,
Date	Apr 28, 2026
Instrument	20265064

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 19, 2017
Property Address	402 PROSPERITY CT, WILLIAMSBURG, VA 23188-2292
Document Number	0000024076
Instrument Date	Dec 18, 2017
Instrument	24076
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 PROSPERITY CT #19 WILLIAMSBURG VA 231882292, 19, WILLIAMSBURG, VA 23188-2292

Mortgage

Document Number	24077
Date	Dec 19, 2017
Instrument	24077

Lender

Name	TIDEWATER MTG SVCS
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,527.00 (+6.4%)	$304,500 (+24.13%) Land $57,500 Building $247,000	$304,500 (+24.13%) Land $57,500 Building $247,000
2024	$2,375.00 (+16.65%)
2023	$2,036.00	$245,300 Land $50,400 Building $194,900	$245,300 Land $50,400 Building $194,900
2022	$2,036.00 (+12.8%)
2019	$1,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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