404 Oxford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 404 Oxford Ave, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,236 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-25-070-105-006`

Property Details

APN / Parcel Number

Primary APN	`06-25-070-105-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,236 sqft Living Area
1st Floor Area	628 sqft
2nd Floor Area	608 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	110 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	404 OXFORD AVE
City	ELYRIA
State	OH
Zip	44035-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL R CO FRNT 0045.18 DPTH 0100.00
Legal Subdivision	HILL R CO FRNT
Legal Tract	25
Legal Block	105
Legal Lot Number	96
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2003
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-070-105-006

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 OXFORD AVE, ELYRIA, OH 44035-6420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage CITY OF ELYRIA
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	404 OXFORD AVE, ELYRIA, OH 44035-6420
Transaction Type	Mortgage
Record Updated	Nov 25, 2022
Title Company	NETWORK LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000898773
Date	Nov 17, 2022
Instrument	2022-0898773

Lender

Name	CITY OF ELYRIA
Type	Government Agency
Address	ELYRIA, OH 44035

Agreement

Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	404 OXFORD AVE, ELYRIA, OH 44035-6420
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210834527
Date	Aug 18, 2021
Instrument	2021-0834527

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00	$47,620 (+0.01%) Land $6,350 Building $41,270	$136,040 (-) Land $18,140 Building $117,900
2024	$1,262.00 (+7.86%)	$47,614 (+55.38%) Land $6,349 Building $41,265	$136,040 (+55.39%) Land $18,140 Building $117,900
2023	$1,170.00 (-1.6%)	$30,643 (-0.02%) Land $6,507 Building $24,136	$87,550 (-) Land $18,590 Building $68,960
2022	$1,189.00	$30,650 Land $6,510 Building $24,140
2021			$87,550 Land $18,590 Building $68,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 632 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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