Lorain County property record for 401 Oxford Ave, Elyria, OH 44035
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 2,154 sqft · built 1930 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Sep 2026) |
| Tax Bill | $3,583 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013735-4 |
| Primary APN | 013735-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 4,284 sqft |
| 1st Floor Area | 1,110 sqft |
| Basement Area | 998 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 135 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 204 sqft |
| Patio Area | 60 sqft |
| Balcony Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 013735-4 |
|---|---|
| Street Address | 401 OXFORD AVE |
| City | ELYRIA |
| State | OH |
| Zip | 44035-6419 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | HILL R CCO FRNT 0045.00 DPTH 0135.00 LOT # 127 |
| Legal Subdivision | HILL R CCO |
| Legal Tract | 25 |
| Legal Block | 106 |
| Legal Lot Number | 127 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 71100 |
Source: Lorain County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2655 CAMINO DEL RIO N, 100, SAN DIEGO, CA 92108-1633 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on Record |
| Deed Sale | Sep 3, 2026 · Amount on Record |
| Prior Sale | May 30, 1995 · Amount on Record |
| Deed Document Number | 2026110393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 3, 2026 |
| Property Address | 401 OXFORD AVE, ELYRIA, OH 44035-6419 |
| Document Number | 0000110393 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026110393 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Number | 0000110394, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 2026110394 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,583.00 | $72,480 (-0.01%) Land $7,010 Building $65,470 | $207,100 (-) Land $20,030 Building $187,070 |
| 2024 | $3,583.00 (+29.44%) | $72,486 (+46.21%) Land $7,011 Building $65,475 | $207,100 (+46.21%) Land $20,030 Building $187,070 |
| 2023 | $2,768.00 (+0.36%) | $49,578 (%) Land $7,182 Building $42,396 | $141,650 (-) Land $20,520 Building $121,130 |
| 2022 | $2,758.00 | $49,580 Land $7,180 Building $42,400 | |
| 2021 | $141,650 Land $20,520 Building $121,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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