358 Oxford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 358 Oxford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Jun 2025)
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-075-102-035`

Property Details

APN / Parcel Number

Primary APN	`06-25-075-102-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
1st Floor Area	700 sqft
2nd Floor Area	572 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	358 OXFORD AVE
City	ELYRIA
State	OH
Zip	44035-6418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL REALTY CO 40.00 X 110.00
Legal Subdivision	HILL R CO FRNT
Legal Tract	25
Legal Block	102
Legal Lot Number	99
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2002
Census Tract	71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	358 OXFORD AVE, ELYRIA, OH 44035-6418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · FHA Mortgage YOUR HOME FINANCIAL LLC
Feb 5, 2021	Deed of Trust, Mortgage · FHA Mortgage YOUR HOME FINANCIAL LLC
Feb 5, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Nov 4, 2019	Grant Deed, Transfer NOT AVAILABLE
Jul 30, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Feb 5, 2021 · Amount on Record
Deed Document Number	2025-0056655
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	358 OXFORD AVE, ELYRIA, OH 44035-6418
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	MILLER HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801839
Date	Feb 5, 2021
Instrument	2021-0801839

Lender

Name	YOUR HOME FINANCIAL LLC
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	358 OXFORD AVE, ELYRIA, OH 44035-6418
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	MILLER HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210801839
Date	Feb 5, 2021
Instrument	2021-0801839

Lender

Name	YOUR HOME FINANCIAL LLC
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 5, 2021
Property Address	358 OXFORD AVE, ELYRIA, OH 44035-6418
Document Number	0000801838
Map Reference	MB 6 PG 55
Instrument Date	Feb 2, 2021
Instrument	2021-0801838
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 OXFORD AVE, ELYRIA, OH 44035-6418

Mortgage

Document Number	0000801840
Date	Feb 5, 2021
Instrument	2021-0801840

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 4, 2019
Property Address	358 OXFORD AVE, ELYRIA, OH 44035-6418
Document Number	0000736882
Instrument Date	Oct 16, 2019
Instrument	736882
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$174.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	808 BROWNELL AVE LORAIN OH 44052, LORAIN, OH 44052

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 30, 2019
Property Address	358 OXFORD AVE, ELYRIA, OH 44035-6418
Document Number	0000724101
Instrument Date	Jul 17, 2019
Instrument	724101
Transaction Type	Foreclosure
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	358 OXFORD AVE ELYRIA OH 440356418, ELYRIA, OH 44035-6418
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,596.00	$55,130 (+0.01%) Land $5,650 Building $49,480	$157,490 (-) Land $16,130 Building $141,360
2024	$2,596.00 (+37.28%)	$55,122 (+62.3%) Land $5,646 Building $49,476	$157,490 (+62.29%) Land $16,130 Building $141,360
2023	$1,891.00 (+1.67%)	$33,964 (+0.01%) Land $5,782 Building $28,182	$97,040 (-) Land $16,520 Building $80,520
2022	$1,860.00	$33,960 Land $5,780 Building $28,180
2021			$97,040 Land $16,520 Building $80,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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