407 Masters Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 407 Masters Dr, Cross Junction, VA 22625 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2013
Square Footage	1,739 sqft Living Area
Lot Size	10,134 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$236,000 (2021)
Tax Bill	$1,619.00 (2026)

Owner

Source: Frederick County records · APN 18A022-13-251

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 MASTERS DR, CROSS JUNCTION, VA 22625-2441
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Aug 02, 2005 · Amount on Record
Deed Doc Number	202113881
Record Refreshed	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 17, 2021
Property Address	407 MASTERS DR, CROSS JUNCTION, VA 22625-2441
Document Number	0000013881
Instrument Date	Aug 16, 2021
Instrument	210013881
Transaction Type	Transfer
Record Updated	Sep 08, 2021
Title Company	DIRECT TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MASTERS DR, CROSS JUNCTION, VA 22625-2441

Mortgage

Document Number	0000013882
Date	Aug 17, 2021
Instrument	210013882

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,619.00 (+10.44%)	$305,500 Land $58,000 Building $247,500	$305,500 Land $58,000 Building $247,500
2025	$1,466.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`18A022-13-251`
Alternative APN	`8001711`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,739 sqft Living Area
Gross Area	3,817 sqft Gross Area
1st Floor	862 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2013
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,134 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Garage Area	528 sqft Garage
Deck Area	638 sqft Deck
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	8001711
Street Address	407 MASTERS DR
City	CROSS JUNCTION
State	VA
Zip	22625-2441
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE HOLIDAY EST. L251 P1 3 S2
Legal Subdivision	LAKE HOLIDAY
Legal Phase	1
Legal Lot Number	251
Jurisdiction	FREDERICK VA
Minor Civil Division	GAINESBORO
Census Blockgroup	4
Census Block	4007
Census Tract	50300