313 Main St, Maxwell, IA 50161 Property Records

Story County property record for 313 Main St, Maxwell, IA 50161

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,584 sqft · built 1910
Lot Size0.222 acres (9,689 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Nov 2022)
Tax Bill$3,238 (2025)
Deeds & MortgagesDec 2017 Mortgage
Jan 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-27-131-212

Property Details

APN / Parcel Number

Primary APN15-27-131-212
Alternative APN
  • 15-27-131-215

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,584 sqft Living Area
1st Floor Area792 sqft
Basement Area792 sqft
Unfinished Basement792 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,689 sqft (0.222 acres)
Lot Dimensions142 ft deep x 65 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area340 sqft
Deck Area144 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address313 MAIN ST
CityMAXWELL
StateIA
Zip50161-3000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBALDWIN & MAXWELL ADD PARCEL B LOT 10 & LOT 11 BLK G 22-10632
Legal Range22W
Legal Township82N
Legal Section27
Legal SubdivisionBALDWIN & MAXWELL'S ADD
Legal BlockG
Legal Lot Number10,11
JurisdictionSTORY IA
Township / Civil DivisionINDIAN CREEK
Census Block Group1
Census Block1107
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address313 MAIN ST, MAXWELL, IA 50161-3000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Jan 26, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Jan 12, 2018Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Nov 14, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2022 · Amount on Record
Deed SaleNov 14, 2022 · Amount on Record
Prior SaleOct 17, 2014 · Amount on Record
Deed Document Number202210817
Prior Transfer DateNov 7, 2022
Prior Transfer Doc0000010698
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address313 MAIN ST, MAXWELL, IA 50161-3000
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201712693
DateDec 19, 2017
Instrument2017-12693
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address313 MAIN ST, MAXWELL, IA 50161-3000
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700000751
DateJan 26, 2017
Instrument2017-00000751
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2037

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address313 MAIN ST, MAXWELL, IA 50161-3000
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800000310
DateJan 12, 2018
Instrument2018-00000310
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 2, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateNov 14, 2022
Property Address313 MAIN ST, MAXWELL, IA 50161-3000
Document Number0202210817
Instrument DateNov 9, 2022
Instrument2022-10817
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address313 MAIN ST, MAXWELL, IA 50161-3000

Mortgage

Document Number0202210818
DateNov 14, 2022
Instrument2022-10818
Lender
NameHOMESERVICES LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityMaxwell City
Unified School DistrictCollins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,238.00 (+2.21%) Homeowner's exemption$205,200 (+5.23%) Land $26,100 Building $179,100$205,200 (+5.23%) Land $26,100 Building $179,100
2024$3,168.00
2023$195,000 Land $24,300 Building $170,700$195,000 Land $24,300 Building $170,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims20 (1991–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAXWELL WATER DEPARTMENT
serves 859 people · EPA ID IA8557058
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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