404 Lark Ter, Sebring, FL 33872 Property Records

Highlands County property record for 404 Lark Ter, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,839 sqft · built 2023
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jan 2024)
Tax Bill	$3,657 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C224802004500160`

Property Details

APN / Parcel Number

Primary APN	`C224802004500160`
Alternative APN	`C-22-34-28-020-0450-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,839 sqft Living Area
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	498 sqft
Driveway	Driveway
Driveway Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C224802004500160
Street Address	404 LARK TER
City	SEBRING
State	FL
Zip	33872-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING COUNTRY EST SEC 2 PB 7 PG 34 LOT 16 BLK 45
Legal Range	28E
Legal Township	34S
Legal Section	22
Legal Subdivision	SEBRING COUNTRY EST
Legal Block	45
Legal Lot Number	16
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1036
Census Tract	960601

Owner

Source: Highlands County assessment roll, APN C224802004500160, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 LARK TER, SEBRING, FL 33872-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2024	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 21, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 23, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 08, 2024 · Amount on Record
Deed Sale	Jan 08, 2024 · Amount on Record
Prior Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	2184879
Deed Book / Page	3019 / 511
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 08, 2024
Property Address	404 LARK TER, SEBRING, FL 33872-3220
Document Number	0002184879
Book / Page	3019 / 511
Map Reference	MB 7 PG 34
Instrument Date	Jan 05, 2024
Instrument	2184879
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1527 WILDWOOD LN, LUTZ, FL 33558-8483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LARK TER, SEBRING, FL 33872-3220

Mortgage

Document Number	0003019513
Date	Jan 08, 2024
Instrument	3019/513

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Mortgage

Document Number	0002184881
Date	Jan 08, 2024
Book Page	3019/527
Instrument	2184881

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 21, 2022
Property Address	404 LARK TER, SEBRING, FL 33872-3220
Document Number	0002120021
Book / Page	2936 / 1965
Map Reference	MB 7 PG 34
Instrument Date	Oct 12, 2022
Instrument	2120021
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$119.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11102 LANE PARK RD, TAVARES, FL 32778-9620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 WILDWOOD LN, LUTZ, FL 33558-8483
Investor	Possibly a Property Investor

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 23, 2022
Property Address	404 LARK TER, SEBRING, FL 33872-3220
Document Number	0002111538
Book / Page	2926 / 1458
Map Reference	MB 7 PG 34
Instrument Date	Aug 11, 2022
Instrument	2111538
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	COND PARQUE TERRANOVA 1 ORQUIDEA ST #2020, 2020, GUAYNOBO, PA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11102 LANE PARK RD, TAVARES, FL 32778-9620

Tax Assessment & Valuation

Source: Highlands County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,306 (+2,099.16%) Land $20,000 Building $226,306	$246,306 (+2,099.16%) Land $20,000 Building $226,306
2024	$3,657.00 (+619.88%)
2023	$508.00 (+279.1%)	$11,200 (+12%) Land $11,200	$11,200 (+12%) Land $11,200
2022	$134.00	$10,000 Land $10,000	$10,000 Land $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1998–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 266 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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