Highlands County property record for 315 Lark Ter, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,979 sqft · built 2017 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $6,500 (Apr 2017) |
| Tax Bill | $1,412 (2024) |
| Deeds & Mortgages | Dec 2017 Mortgage May 2017 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-22-34-28-020-0460-0040 |
| Primary APN | C-22-34-28-020-0460-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 315 LARK TER |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING COUNTRY EST SEC 2 PB 7-PG 34 LOT 4 BLK 46 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 22 |
| Legal Subdivision | SEBRING COUNTRY EST |
| Legal Block | 46 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 960601 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 315 LARK TER, SEBRING, FL 33872-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2017 | Deed of Trust, Mortgage HEARTLAND NAT'L BK |
| May 19, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage HEARTLAND NAT'L BK |
| Apr 25, 2017 | Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Prior Sale | Apr 25, 2017 · Amount on Record |
| Deed Document Number | 0001850889 |
| Deed Book / Page | 002577 / 001304 |
| Last Transfer Date | Apr 7, 2025 |
| Transfer Doc | 0002252620 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 315 LARK TER, SEBRING, FL 33872-3230 |
| Document Number | 0001877986 |
| Book / Page | 002316 / 000898 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2018 |
| Name | Verified Name |
|---|---|
| Address | 315 LARK TER SEBRING FL 33872, SEBRING, FL 33872 |
| Document Number | 0001877986 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 002316/000898 |
| Instrument | 1877986 |
| Name | HEARTLAND NAT'L BK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 26, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 19, 2017 |
| Property Address | 315 LARK TER, SEBRING, FL 33872-3230 |
| Book / Page | 002581 / 001555 |
| Instrument Date | May 17, 2017 |
| Instrument | 1853751 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3508 DOLPHIN DR SEBRING FL 338701059, SEBRING, FL 33870-1059 |
| Document Number | 0001853751 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 002581/001555 |
| Instrument | 1853751 |
| Name | HEARTLAND NAT'L BK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 18, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 25, 2017 |
| Property Address | 315 LARK TER, SEBRING, FL 33872-3230 |
| Document Number | 0001850889 |
| Book / Page | 002577 / 001304 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 1850889 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2017 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3508 DOLPHIN DR SEBRING FL 338701059, SEBRING, FL 33870-1059 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,133 (+5.99%) | $246,077 (+2.44%) Land $20,000 Building $226,077 | |
| 2024 | $1,412.00 (+3.6%) | ||
| 2023 | $1,363.00 (+2.56%) Homeowner's exemption | $113,347 (+3%) | $240,214 (+18.36%) Land $11,200 Building $229,014 |
| 2022 | $1,329.00 Homeowner's exemption | $110,046 | $202,958 Land $10,000 Building $192,958 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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