Highlands County property record for 309 Lark Ter, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,277 sqft · built 1994 |
| Lot Size | 0.272 acres (11,869 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jul 2022) |
| Tax Bill | $3,864 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C224802004600060 |
| Primary APN | C224802004600060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,277 sqft Living Area |
| 1st Floor Area | 1,709 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,869 sqft (0.272 acres) |
| Lot Dimensions | 125 ft deep x 86 ft wide |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 225 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C224802004600060 |
|---|---|
| Street Address | 309 LARK TER |
| City | SEBRING |
| State | FL |
| Zip | 33872-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING COUNTRY EST SEC 2 PB 7 PG 34 LOT 6 BLK 46 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 22 |
| Legal Subdivision | SEBRING COUNTRY EST |
| Legal Block | 46 |
| Legal Lot Number | 6 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 960601 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 232 ROBIN AVE, SEBRING, FL 33870-8535 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROMISEONE BANK |
| Oct 19, 2020 | Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Oct 19, 2020 · Amount on Record |
| Deed Document Number | 0029171315 |
| Deed Book / Page | 2917 / 1315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 8, 2022 |
| Property Address | 309 LARK TER, SEBRING, FL 33872-3230 |
| Document Number | 0002104135 |
| Book / Page | 2917 / 1315 |
| Map Reference | MB 7 PG 34 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2104135 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | NOT AVAILABLE, LAKEVIEW TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 347 WASHINGTON BLVD, 347, LAKE PLACID, FL 33852-9018 |
| Name | Verified Name |
|---|---|
| Address | 232 ROBIN AVE, SEBRING, FL 33870-8535 |
| Document Number | 0029171317 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2917/1317 |
| Name | PROMISEONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 19, 2020 |
| Property Address | 309 LARK TER, SEBRING, FL 33872-3230 |
| Document Number | 0002002990 |
| Book / Page | 2778 / 1823 |
| Map Reference | MB 7 PG 34 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2002990 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,463.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3320 TUBBS RD, 3320, SEBRING, FL 33870-6073 |
| Name | Verified Name |
|---|---|
| Address | 309 LARK TER, SEBRING, FL 33872-3230 |
| Document Number | 0027781827 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2778/1827 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $256,474 (+2.02%) Land $21,500 Building $234,974 | $256,474 (+2.02%) Land $21,500 Building $234,974 | |
| 2024 | $3,864.00 | ||
| 2023 | $251,395 Land $12,040 Building $239,355 | $251,395 Land $12,040 Building $239,355 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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