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404 Harbour Dr, Marathon, FL 33050 Property Records

Monroe County property record for 404 Harbour Dr, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,204 sqft · built 1984
Lot Size0.272 acres (11,850 sqft)
Owner2 Individual Names on File
Last Sale$1,800,000 (Apr 2021)
Tax Bill$24,158 (2025)
Deeds & MortgagesApr 2021 Sale
Sep 2019 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN00376951-000200

Property Details

APN / Parcel Number

Primary APN00376951-000200
Alternative APNs
  • 20653400376951000200
  • 1460036

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,204 sqft Living Area
1st Floor Area1,440 sqft
Basement Area972 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,850 sqft (0.272 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area312 sqft

Exterior Amenities

Pool Area360 sqft
PorchSlab
Porch Area1,000 sqft
Deck Area30 sqft
Patio Area1,562 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1460036
Street Address404 HARBOUR DR
CityMARATHON
StateFL
Zip33050-3802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS-M
Legal DescriptionLTS 2 & 2A AMENDED PLAT HARBOUR ISLAND PB6-84 DUCK KEY OR522-39 OR567-147DC OR730-23 OR820-1045 OR1477-1111/12 OR2708-962/63 OR2708-965/66 OR2808-2180/81 OR2984-1708 OR3090-595
Legal Range34E
Legal Township65S
Legal Section20
Legal SubdivisionHARBOUR ISLAND AMD
Legal Block2
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2032
Census Tract971002

Owner

404 Harbour Dr is owned by two individuals who bought it in April 2021.

Source: Monroe County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1555 OLD JACKSON RD, HENDERSON, TN 38340-3654
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Warranty Deed, Transfer
MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL
Sep 13, 2019Warranty Deed, Transfer
NESBIT LIVING TRUST (LT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2021 · Amount on File
Deed SaleApr 16, 2021 · Amount on File
Prior SaleSep 13, 2019 · Amount on File
Deed Document Number20212314643
Deed Book / Page3090 / 595
Prior Transfer DateSep 15, 2014
Prior Transfer Doc0027080962
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 16, 2021
Property Address404 HARBOUR DR, MARATHON, FL 33050-3802
Document Number0030900595
Book / Page3090 / 595
Map ReferenceMB 6 PG 84
Instrument DateApr 14, 2021
Instrument2314643
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyMIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

AmountAmount on Record
Tax$12,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 W QUEENS DR, 207, WILLIAMSBURG, VA 23185-4918

Transferred To (Grantee/Buyer)

NameVerified Name
Address1555 OLD JACKSON RD, HENDERSON, TN 38340-3654

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 13, 2019
Property Address404 HARBOUR DR, MARATHON, FL 33050-3802
Document Number0029841708
Book / Page002984 / 001708
Instrument DateSep 9, 2019
Instrument2236534
Transaction TypeTransfer
Record UpdatedOct 3, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address207 W QUEENS DR WILLIAMSBURG VA 231854918, WILLIAMSBURG, VA 23185-4918

Mortgage

Document Number29841711
DateSep 13, 2019
Book Page002984/001711
Instrument2236535
Lender
NameNESBIT LIVING TRUST (LT)
Address510 ALISO AVE, NEWPORT BEACH, CA 92663-5106
Agreement
AmountAmount on Record
Term36 Months
DueSep 12, 2022
Interest
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 404 Harbour Dr was $24,158, up 4.3% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,158.00 (+4.34%)$2,559,007 Land $2,166,877 Building $392,130$2,559,007 Land $2,166,877 Building $392,130
2024$23,154.00 (+2.59%)
2023$22,569.00 (+20.74%)$2,829,518 (+49.87%) Land $2,450,033 Building $379,485$2,829,518 (+49.87%) Land $2,450,033 Building $379,485
2022$18,693.00$1,888,010 Land $1,511,780 Building $376,230$1,888,010 Land $1,511,780 Building $376,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Harbour Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 484 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies530 units insured
incl. 46 condo units
Nearby Flood Claims316 (1995–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 198 claims
  • Hurricane Wilma, Oct 2005 · 51 claims
  • Hurricane Georges, Sep 1998 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 Harbour Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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