402 Harbour Dr, Marathon, FL 33050 Property Records

Monroe County property record for 402 Harbour Dr, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 6,604 sqft · built 1974
Lot Size	0.666 acres (29,000 sqft)
Owner	Company Name on File
Last Sale	$6,834,000 (Jul 2025)
Tax Bill	$40,800 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00376951-000100`

Property Details

APN / Parcel Number

Primary APN	`00376951-000100`
Alternative APNs	`20653400376951000100` `1460028`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	6,604 sqft Living Area
Gross Area	7,673 sqft
1st Floor Area	5,845 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	29,000 sqft (0.666 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,069 sqft

Exterior Amenities

Pool Area	579 sqft
Porch	Florida Room
Porch Area	1,197 sqft
Patio Area	3,106 sqft
Water Feature	Water Feature
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1460028
Street Address	402 HARBOUR DR
City	MARATHON
State	FL
Zip	33050-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	LTS 1 & 1A AMENDED PLAT HARBOUR ISLAND DUCK KEY PB6-84 OR510-663 OR823-1620 OR886-1711 OR1166-1344 OR1239-500 OR1396-544 OR1828-418 OR1956-848 OR1956-850 OR2469-52 OR2469-54 OR2484-2059 OR2992-877 OR3007-1960 OR3049-1545
Legal Range	34E
Legal Township	65S
Legal Section	20
Legal Subdivision	HARBOUR ISLAND AMD
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2032
Census Tract	971002

Owner

402 Harbour Dr is owned by a company that bought it in July 2025.

Source: Monroe County records, as of March 12, 2026

Owner of Record	Company Name on File
Mailing Address	607 AIRPORT BLVD, DOYLESTOWN, PA 18902-1004
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Oct 13, 2020 · Amount on File
Deed Document Number	20252509691
Deed Book / Page	3337 / 1392
Prior Transfer Date	Sep 20, 2010
Prior Transfer Doc	0024842059
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 13, 2020
Property Address	402 HARBOUR DR, MARATHON, FL 33050-3802
Document Number	0030491545
Book / Page	003049 / 001545
Instrument Date	Oct 9, 2020
Instrument	2285520
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	76 CONDUIT ST ANNAPOLIS MD 214012602, ANNAPOLIS, MD 21401-2602

Mortgage

Document Number	30491547
Date	Oct 13, 2020
Book Page	003049/001547
Instrument	2285521

Lender

Name	BO & CO LK LLC
Address	PO BOX 1418, OCALA, FL 34478-1418

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,759,354 Land $3,888,809 Building $1,870,545	$5,759,354 Land $3,888,809 Building $1,870,545
2024	$40,800.00 (-18.08%)
2023	$49,805.00 (+57.42%) Homeowner's exemption	$5,516,286 (+38.22%) Land $3,997,254 Building $1,519,032	$5,516,286 (+38.22%) Land $3,997,254 Building $1,519,032
2022	$31,638.00	$3,990,856 Land $2,466,489 Building $1,524,367	$3,990,856 Land $2,466,489 Building $1,524,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Harbour Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 484 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	530 units insured incl. 46 condo units
Nearby Flood Claims	316 (1995–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 198 claims Hurricane Wilma, Oct 2005 · 51 claims Hurricane Georges, Sep 1998 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 Harbour Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20