Monroe County property record for 403 Harbour Dr, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,820 sqft · built 1973 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Jun 2019) |
| Tax Bill | $20,361 (2024) |
| Deeds & Mortgages | Jun 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00376951-003900 |
| Primary APN | 00376951-003900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,820 sqft Living Area |
| 1st Floor Area | 2,545 sqft |
| Attic | Attic |
| Attic Area | 623 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,250 sqft (0.258 acres) |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 623 sqft |
| Carport | Carport |
| Carport Area | 623 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 2,746 sqft |
| Deck Area | 1,445 sqft |
| Patio Area | 3,157 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1460401 |
|---|---|
| Street Address | 403 HARBOUR DR |
| City | MARATHON |
| State | FL |
| Zip | 33050-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | LTS 37 & 37A AMENDED PLAT HARBOUR ISLAND DUCK KEY PB6-84 OR512-787 OR519-323 OR721-536 OR1438-1816 OR1798-627 OR2970-1437L/E |
| Legal Range | 34E |
| Legal Township | 65S |
| Legal Section | 20 |
| Legal Subdivision | HARBOUR ISLAND AMD |
| Legal Lot Number | 37 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 971002 |
403 Harbour Dr is owned by two individuals who bought it in June 2019.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 611 S FEDERAL HWY, FORT LAUDERDALE, FL 33301-3109 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on File |
| Deed Sale | Jun 18, 2019 · Amount on File |
| Prior Sale | Jul 9, 2002 · Amount on File |
| Deed Document Number | 20192225075 |
| Deed Book / Page | 2970 / 1437 |
| Prior Transfer Date | Jun 6, 2019 |
| Prior Transfer Doc | 0029701437 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 18, 2019 |
| Property Address | 403 HARBOUR DR, MARATHON, FL 33050-3801 |
| Document Number | 0029701437 |
| Book / Page | 002970 / 001437 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 2225075 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1121 N RIO VISTA BLVD FORT LAUDERDALE FL 333013041, FORT LAUDERDALE, FL 33301-3041 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,728,739 Land $2,133,346 Building $595,393 | $2,728,739 Land $2,133,346 Building $595,393 | |
| 2024 | $20,361.00 (+1.48%) | ||
| 2023 | $20,065.00 (+21.37%) | $2,997,428 (+44.03%) Land $2,412,121 Building $585,307 | $2,997,428 (+44.03%) Land $2,412,121 Building $585,307 |
| 2022 | $16,532.00 | $2,081,078 Land $1,488,383 Building $592,695 | $2,081,078 Land $1,488,383 Building $592,695 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Harbour Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 484 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 46 condo units |
| Nearby Flood Claims | 316 (1995–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 403 Harbour Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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