404 Harbor View Ln, Largo, FL 33770 Property Records

Pinellas County property record for 404 Harbor View Ln, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,121 sqft · built 1961
Lot Size	0.344 acres (14,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Sep 2018)
Tax Bill	$12,369 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-749-3544-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-3544-6`
Alternative APNs	`06-30-15-35766-001-0030` `301506357660010030` `153006357660010030` `R61108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,121 sqft Living Area
Gross Area	3,601 sqft
1st Floor Area	2,121 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,980 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	528 sqft
Deck Area	500 sqft
Patio Area	500 sqft
Loading Dock	672 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61108
Street Address	404 HARBOR VIEW LN
City	LARGO
State	FL
Zip	33770-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR BLUFFS SEC 3 BLK A-1, LOT 3
Legal Range	15E
Legal Township	30S
Legal Section	6
Legal Subdivision	HARBOR BLUFFS SEC 3
Legal Tract	35766
Legal Block	A
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2000
Census Tract	25210

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 HARBOR VIEW LN, LARGO, FL 33770-4009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Intrafamily Transfer, Transfer
Sep 5, 2018	Warranty Deed, Transfer MILL CITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Jul 30, 2003 · Amount on Record
Deed Document Number	2018285550
Deed Book / Page	20195 / 624
Last Transfer Date	Jul 17, 2023
Transfer Doc	0225650399
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Sep 15, 2023
Property Address	404 HARBOR VIEW LN, LARGO, FL 33770-4009
Document Number	0225650399
Book / Page	22565 / 399
Map Reference	MB 41 PG 44
Instrument Date	Jul 17, 2023
Instrument	2023237817
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 HARBOR VIEW LN, LARGO, FL 33770-4009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12434 104TH TER, SEMINOLE, FL 33778-3407

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 5, 2018
Property Address	404 HARBOR VIEW LN, LARGO, FL 33770-4009
Document Number	0201950624
Book / Page	020195 / 000624
Instrument Date	Sep 4, 2018
Instrument	285550
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 HARBOR VIEW LN LARGO FL 337704009, LARGO, FL 33770-4009

Mortgage

Document Number	201950626
Date	Sep 5, 2018
Book Page	020195/000626
Instrument	285551

Lender

Name	MILL CITY CU
Address	MINNETONKA, MN 55305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,369.00 (-9.04%) Homeowner's exemption	$746,516 (-9%)	$1,126,817 (-18.24%) Land $893,890 Building $232,927
2023	$13,598.00 (+2.11%) Homeowner's exemption	$820,361 (+3%)	$1,378,192 (+15.27%) Land $989,689 Building $388,503
2022	$13,317.00 Homeowner's exemption	$796,467	$1,195,606 Land $896,492 Building $299,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 263 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	186 (2024)
Claims Outside the SFHA	2 of 186
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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