324 Harbor View Ln, Largo, FL 33770 Property Records

Pinellas County property record for 324 Harbor View Ln, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	6 ba · 6,326 sqft · built 2008
Lot Size	0.724 acres (31,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,040,000 (Nov 2002)
Tax Bill	$37,486 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2023 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`C62-000-747-7825-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7825-9`
Alternative APNs	`32-29-15-35748-010-0260` `152932357480100260` `R354405`

Interior

Full Baths	6 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	6,326 sqft Heated Area
1st Floor Area	3,065 sqft
2nd Floor Area	3,261 sqft
Upper Floors Area	3,261 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2008
Architectural Style	Dome
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	31,577 sqft (0.724 acres)
Lot Dimensions	233 ft deep x 137 ft wide
Garage Area	1,372 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	1,760 sqft
Deck Area	675 sqft
Patio Area	400 sqft
Loading Dock	331 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R354405
Old Parcel Number	152932357480100260
Street Address	324 HARBOR VIEW LN
City	LARGO
State	FL
Zip	33770-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR BLUFFS SEC 2 UNIT C BLK J, LOT 26 & S 26FT OF LOT 25
Legal Range	15
Legal Township	29
Legal Section	32
Legal Subdivision	HARBOR BLUFFS SEC 2 UNIT C
Legal Block	J
Legal Lot Number	26
Legal Unit	C
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1008
Census Tract	25210

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	324 HARBOR VIEW LN, LARGO, FL 33770-4008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2002 · Amount on Record
Deed Sale	Nov 27, 2002 · Amount on Record
Prior Sale	Feb 5, 1996 · Amount on Record
Deed Document Number	0012376655
Deed Book / Page	12376 / 655
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	324 HARBOR VIEW LN, LARGO, FL 33770-4008
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 HARBOR VIEW LN, LARGO, FL 33770-4008

Mortgage

Document Number	0218991687
Date	Jan 20, 2022
Book Page	21899/1687
Instrument	2022020795

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	324 HARBOR VIEW LN, LARGO, FL 33770-4008
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 HARBOR VIEW LN, LARGO, FL 33770-4008

Mortgage

Document Number	0226511494
Date	Dec 14, 2023
Book Page	22651/1494
Instrument	2023316442

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37,486.00 (+6.46%) Homeowner's exemption	$2,183,925 (+5.99%)	$3,972,587 (+0.41%) Land $1,896,526 Building $2,076,061
2023	$35,213.00 (+2.01%) Homeowner's exemption	$2,060,559 (+3%)	$3,956,439 (+37.43%) Land $2,330,096 Building $1,626,343
2022	$34,520.00 Homeowner's exemption	$2,000,543	$2,878,798 Land $1,687,442 Building $1,191,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	101 (1993–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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