403 Harbor View Ln, Largo, FL 33770 Property Records

Pinellas County property record for 403 Harbor View Ln, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,996 sqft · built 1963
Lot Size	0.279 acres (12,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Sep 2023)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-749-3579-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-3579-2`
Alternative APNs	`06-30-15-35766-002-0060` `301506357660020060` `153006357660020060` `R61143`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,996 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	2,996 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,149 sqft (0.279 acres)
Lot Dimensions	122 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	424 sqft
Deck Area	222 sqft
Patio Area	222 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61143
Street Address	403 HARBOR VIEW LN
City	LARGO
State	FL
Zip	33770-4073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR BLUFFS SEC 3 BLK A-2, LOT 6
Legal Range	15E
Legal Township	30S
Legal Section	6
Legal Subdivision	HARBOR BLUFFS SEC 3
Legal Tract	35766
Legal Block	A
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2003
Census Tract	25210

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 HARBOR VIEW LN, LARGO, FL 33770-4073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 21, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Deed Document Number	2023241978
Deed Book / Page	22570 / 246
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	403 HARBOR VIEW LN, LARGO, FL 33770-4073
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 HARBOR VIEW LN, LARGO, FL 33770-4073

Mortgage

Document Number	0227300165
Date	Mar 11, 2024
Book Page	22730/165
Instrument	2024061042

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 21, 2023
Property Address	403 HARBOR VIEW LN, LARGO, FL 33770-4073
Document Number	0225700246
Book / Page	22570 / 246
Map Reference	MB 41 PG 44&45
Instrument Date	Sep 14, 2023
Instrument	2023241978
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 48033, ST PETERSBURG, FL 33743-8033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 HARBOR VIEW LN, LARGO, FL 33770-4073

Mortgage

Document Number	0022570249
Date	Sep 21, 2023
Instrument	22570/249

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	403 HARBOR VIEW LN, LARGO, FL 33770-4073
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211430368
Date	Aug 28, 2020
Book Page	21143/368
Instrument	2020258133

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (-31.72%) Homeowner's exemption	$225,747 (-28.68%)	$417,305 (-35.29%) Land $258,412 Building $158,893
2023	$4,880.00 (+2.41%) Homeowner's exemption	$316,512 (+3%)	$644,852 (+38.65%) Land $341,151 Building $303,701
2022	$4,765.00 Homeowner's exemption	$307,293	$465,080 Land $279,619 Building $185,461

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 263 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	186 (2024)
Claims Outside the SFHA	2 of 186
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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