404 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 404 Harbor Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,114 sqft · built 1966
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on Record
Tax Bill	$3,796 (2025)
Deeds & Mortgages	Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-412-09266500`

Property Details

APN / Parcel Number

Primary APN	`02-412-09266500`
Alternative APNs	`2-412-09266500` `41209266500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,114 sqft Living Area
1st Floor Area	1,326 sqft
Basement Area	268 sqft
Finished Basement	268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,700 sqft (0.269 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	192 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	41209266500
Street Address	404 HARBOR DR
City	ANNAPOLIS
State	MD
Zip	21403-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 4 BK H SC 3 PL 1 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	H
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1023
Census Tract	702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 HARBOR DR, ANNAPOLIS, MD 21403-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 17, 2019
Transfer Doc	0340220321
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 2, 2020
Property Address	404 HARBOR DR, ANNAPOLIS, MD 21403-3732
Document Number	0340220321
Book / Page	034022 / 000321
Instrument Date	Dec 17, 2019
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HARBOR DR ANNAPOLIS MD 214033732, ANNAPOLIS, MD 21403-3732

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,200 (+7.12%) Land $243,100 Building $279,100	$522,200 (-) Land $243,100 Building $279,100
2025	$3,796.00 (+3.55%) Homeowner's exemption	$487,500 (+16.6%)	$522,200 (+24.9%) Land $243,100 Building $279,100
2024	$3,666.00 (+29.91%)
2023	$2,822.00 Homeowner's exemption	$418,100 Land $243,100 Building $175,000	$418,100 Land $243,100 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20