401 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 401 Harbor Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,316 sqft · built 1972
Lot Size0.256 acres (11,165 sqft)
Owner2 Individual Names on Record
Last Sale$187,500 (Aug 1998)
Tax Bill$3,222 (2023)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-412-03180115

Property Details

APN / Parcel Number

Primary APN02-412-03180115
Alternative APNs
  • 241203180115
  • 41203180115

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,316 sqft Total Area
1st Floor Area1,316 sqft
Basement Area880 sqft
Finished Basement880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleSplit Foyer
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area11,165 sqft (0.256 acres)
Garage TypeCarport
Garage Area560 sqft
CarportCarport
Carport Area560 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area96 sqft
Deck Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number41203180115
Old Parcel Number241203180115
Street Address401 HARBOR DR
CityANNAPOLIS
StateMD
Zip21403-3731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 6 BK G SC 3 PL 1 401 HARBOR DR HILLSMERE ESTATES
Legal Section3
Legal SubdivisionHILLSMERE ESTATES
Legal BlockG
Legal Lot Number6
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1024
Census Tract702601

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 HARBOR DR, ANNAPOLIS, MD 21403-3731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 1998 · Amount on Record
Deed SaleAug 4, 1998 · Amount on Record
Deed Document Number009433
Deed Book / Page8611 / 190
Last Transfer DateAug 5, 1998
Transfer Doc0086110190
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address401 HARBOR DR, ANNAPOLIS, MD 21403-3731
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyMADISON SETTLEMENT SERVICES-CARLIS, MADISON SETMNT SVCS BALTIMOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0372230382
DateJul 19, 2021
Book Page37223/382
Lender
NameMERIDIAN BANK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,222.00 Homeowner's exemption$449,500 Land $241,400 Building $208,100$449,500 Land $241,400 Building $208,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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