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408 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 408 Harbor Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,588 sqft · built 1966
Lot Size0.308 acres (13,425 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Jan 2023)
Tax Bill$5,671 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Nov 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-412-01653200

Property Details

APN / Parcel Number

Primary APN02-412-01653200
Alternative APNs
  • 2-412-01653200
  • 41201653200

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,588 sqft Living Area
Gross Area2,876 sqft
1st Floor Area1,388 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,425 sqft (0.308 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area424 sqft
Deck Area68 sqft
Shed1 Shed
Shed Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number41201653200
Street Address408 HARBOR DR
CityANNAPOLIS
StateMD
Zip21403-3732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 6 BK H SC 3 PL 1 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockH
Legal Lot Number6
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1023
Census Tract702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address408 HARBOR DR, ANNAPOLIS, MD 21403-3732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Special Warranty Deed, Transfer · Conventional Mortgage
NFM INC
Nov 14, 2022Intrafamily Transfer, Transfer
Apr 24, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2023 · Amount on Record
Deed SaleJan 3, 2023 · Amount on Record
Prior SaleAug 15, 2013 · Amount on Record
Deed Book / Page39372 / 231
Prior Transfer DateOct 19, 2022
Prior Transfer Doc0392680090
Record UpdatedOct 29, 2026

January 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 3, 2023
Property Address408 HARBOR DR, ANNAPOLIS, MD 21403-3732
Document Number0393720231
Book / Page39372 / 231
Map ReferenceMB 25 PG 7
Instrument DateDec 20, 2022
Transaction TypeTransfer
Record UpdatedJan 24, 2023
Title CompanyLAND SERVICES USA INC, LAND SERVICES USA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address408 HARBOR DR, ANNAPOLIS, MD 21403-3732

Mortgage

Document Number0039372235
DateJan 3, 2023
Instrument39372/235
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateNov 14, 2022
Property Address408 HARBOR DR, ANNAPOLIS, MD 21403-3732
Document Number0392680090
Book / Page39268 / 90
Map ReferenceMB 25 FO 7
Instrument DateOct 19, 2022
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address408 HARBOR DR, ANNAPOLIS, MD 21403-3732

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateApr 24, 2019
Property Address408 HARBOR DR, ANNAPOLIS, MD 21403-3732
Document Number0330620204
Book / Page033062 / 000204
Instrument DateFeb 26, 2019
Transaction TypeTransfer
Record UpdatedMay 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address408 HARBOR DR ANNAPOLIS MD 214033732, ANNAPOLIS, MD 21403-3732

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$619,000 (+11.86%) Land $248,200 Building $370,800$619,000 (-) Land $248,200 Building $370,800
2025$5,671.00 (+3.05%) Homeowner's exemption$553,367 (+31.1%)$619,000 (+46.65%) Land $248,200 Building $370,800
2024$5,503.00 (+19.4%)
2023$4,609.00$422,100 Land $248,200 Building $173,900$422,100 Land $248,200 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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